A set of tasks or activities that addresses the main value-added activities of an organization is a business process.
A business process is a set of activities or tasks that help to create value by producing goods or services. Business processes are critical to an organization's success because they help to ensure that tasks are completed efficiently and effectively. Business processes can be grouped into three categories:
1. Management Processes: Processes that monitor, control and manage business activities.2. Operational Processes: Processes that are responsible for the production of goods and services.3. Supporting Processes: Processes that support the operational and management processes.
This is a sequence of activities that starts from the procurement of raw materials and ends with the delivery of a product or service to the customer. It includes activities such as production, marketing, sales, and customer service.
To know more about business process, refer here:
https://brainly.com/question/30199283#
#SPJ11
Kilroy uses the net method to record sales on account. kilroy sells goods on account for $1,000 with terms 2/10, n/30. the journal entry to record this transaction will include (select all that apply.) multiple select question. debit to sales, $1,000.
credit to sales, $980.
credit to sales, $1,000. credit to accounts receivable, $980. debit to accounts receivable, $1,000.
debit to accounts receivable, $980.
Answer: The journal entry to record this transaction will include a debit to accounts receivable, $1,000 and a credit to sales, $1,000.
Explanation: When Kilroy sells goods on account for $1,000 with terms 2/10, n/30 and uses the net method to record sales on account, the journal entry to record this transaction will include a debit to accounts receivable, $1,000 and a credit to sales, $1,000. The terms 2/10, n/30 mean that if the customer pays within 10 days of the invoice date they will receive a 2% discount. If they do not pay within 10 days they must pay the full amount within 30 days of the invoice date.
Received message. The journal entry to record this transaction will include a debit to accounts receivable, $1,000 and a credit to sales, $1,000. When Kilroy sells goods on account for $1,000 with terms 2/10, n/30 and uses the net method to record sales on account, the journal entry to record this transaction will include a debit to accounts receivable, $1,000 and a credit to sales, $1,000. The terms 2/10, n/30 mean that if the customer pays within 10 days of the invoice date they will receive a 2% discount. If they do not pay within 10 days they must pay the full amount within 30 days of the invoice date.
Hope this helps, and have a great day!
if money is neutral, what does this imply about the use of monetary policy? monetary policy is more effective in the short term than the long term. mechanisms should be introduced to ensure that the federal reserve is making sound decisions. monetary policy can influence the price level but cannot be used to encourage economic growth.
If money is neutral, it implies that monetary policy cannot be used to encourage economic growth. This means that monetary policy can influence the price level but not the real GDP.
The monetary policy is more effective in the short-term than the long-term. So, it should be used as a short-term tool to adjust the economy. Monetary policy is a tool used by the government to stabilize the economy. If money is neutral, it means that changes in the supply of money have no impact on the economy's real GDP. Hence, the government cannot use monetary policy to stimulate economic growth by increasing the money supply. Instead, monetary policy can only influence the price level by increasing or decreasing the demand for goods and services.
In the short run, changes in the money supply can impact the economy's price level. However, in the long run, changes in the money supply cannot influence the economy's real GDP. Hence, monetary policy should be used as a short-term tool to adjust the economy. Mechanisms should be introduced to ensure that the federal reserve is making sound decisions. The federal reserve is responsible for implementing monetary policy. As such, it is important to ensure that the federal reserve is making sound decisions when implementing monetary policy. To achieve this, mechanisms such as transparency, accountability, and public oversight should be introduced to ensure that the federal reserve is making sound decisions.
Learn more about monetary policy https://brainly.com/question/28114721
#SPJ11
sunland company purchased merchandise inventory with an invoice price of $15400 and credit terms of 2/8, n/30. what is the net cost of the goods if sunland company pays within the discount period?
Sunland Company's net cost of the goods is $14,980 ($15,400 - $420 (2/8 * $15,400)). This is the cost of the merchandise inventory if the company pays within the discount period of 30 days.
To determine the net cost of the goods, if Sunland Company pays within the discount period, we need to find out the cash discount offered by the supplier.The credit terms 2/8, n/30 can be explained as:2 represents the cash discount percentage offered by the supplier for early payment.8 represents the number of days that the buyer has to pay for the goods to avail the cash discount.n/30 means the buyer has 30 days from the date of invoice to make payment without incurring any penalty.The calculation for the cash discount is done as follows:
Cash discount = Invoice price × Cash discount %Cash discount = 15400 × (2/100)Cash discount = $308The net cost of goods = Invoice price − Cash discountNet cost of goods = $15400 − $308Net cost of goods = $15092Therefore, the net cost of the goods is $15092 if Sunland Company pays within the discount period.
For more such questions on cost
https://brainly.com/question/29509552
#SPJ11
which of the following is a non-value-added activity? question 18 options: engineering design machining inspection packaging
In summary, none of the options given are non-value-added activities.
A non-value-added activity is one which does not contribute to the end product or result, and is not necessary for the successful completion of the project. Engineering design is an essential part of any project, and does contribute to the end product or result. Therefore, engineering design is not a non-value-added activity.
Machining is also essential for most projects and adds value to the end product or result. Therefore, machining is not a non-value-added activity.
Inspection is a process used to ensure quality, and is necessary for the successful completion of the project. Therefore, inspection is not a non-value-added activity.
Packaging is necessary for the successful completion of the project and is used to protect the product or result. Therefore, packaging is not a non-value-added activity.
In summary, none of the options given are non-value-added activities.
To know more about Engineering design refer here :
https://brainly.com/question/30524467
#SPJ11
what safeguards should an organization put in place to ensure any communication difficulties are real rather than imagined?
There are a few safeguards that an organization can put in place to ensure that any communication difficulties are real rather than imagined. Some of these include:
Establishing clear communication protocols and channels. This means that everyone in the organization should be aware of how communication should take place, what channels to use, and what to do if there are any issues.Conduct regular communication audits. This involves reviewing communication processes, protocols, and channels to ensure that they are effective and efficient. It can also help identify any areas of weakness or opportunities for improvement.Providing training and resources. Employees should be given the necessary tools and resources to effectively communicate with others. This includes training on how to use communication tools such as email, messaging platforms, and video conferencing.Encouraging open and honest communication. An organization should create an environment where employees feel comfortable expressing themselves and voicing their concerns. This can be achieved through regular feedback sessions, one-on-one meetings, and other communication channels.Developing contingency plans. An organization should have backup plans in place in case of communication breakdowns or other issues. This can include alternative communication channels, disaster recovery plans, and other contingency measures.By putting these safeguards in place, an organization can ensure that any communication difficulties are real rather than imagined. This can help prevent misunderstandings, improve collaboration, and promote a positive work environment.
to know more about communication refer here:
https://brainly.com/question/29811467#
#SPJ11
which of the following is not one of the steps in the strategic management process? a. strategy implementation b. goal formulation c. environmental analysis d. problem identification
In the following question, The answer "which of the following is not one of the steps in the strategic management process?" is "d. problem identification."
Strategic management refers to the process of planning, organizing, implementing, and assessing an organization's activities and resources to achieve its goals and objectives. Strategic management is a cyclical process that involves six phases or steps.
They are as follows:
Goal formulation: The first stage in the strategic management process is goal formulation. It involves the development of an organization's vision, mission, goals, and objectives. The goals and objectives should be specific, measurable, achievable, relevant, and time-bound.Environmental analysis: The second stage in the strategic management process is environmental analysis. It involves the allocation of resources to implement the chosen strategies. This step also involves the development of a detailed plan for implementing the strategies selected.Strategy evaluation: The fifth stage in the strategic management process is strategy evaluation. This step involves the continuous monitoring and evaluation of the progress made in implementing the strategies selected. This step helps managers to identify problems and make necessary adjustments to ensure the organization is on track.Problem identification: This is not one of the steps in the strategic management process. The strategic management process doesn't have the step problem identification. It is a separate step in the decision-making process.Problem identification involves recognizing that there is a problem that needs to be solved. This step helps managers to identify the root cause of the problem and determine the best solution to address it.
For more such questions on management
https://brainly.com/question/1276995
#SPJ11
why might some think that the investigation would have been more acceptable if it was focused on a company (as when seeking competitor intelligence) rather than individuals?
Some might think that the investigation would have been more acceptable if it was focused on a company rather than individuals as when seeking competitor intelligence.
It's because intelligence-gathering about the competitor is seen as a common business practice. It is not illegal to do so, and many corporations hire specialists to acquire this information. It is often used to get a leg up on the competition and gain an advantage in the market. Companies that use this method, which is legal, are able to do so without any legal repercussions. When it comes to individuals, though, the situation is different. It is illegal to acquire, sell, or use insider information about a company, as well as to engage in insider trading, and those who do so risk going to prison. The investigation of individuals is more difficult to carry out, as well as being more complex than investigating a company. It may be more challenging to come up with enough evidence to charge someone with insider trading or another crime. As a result, investigators frequently focus on firms since this is typically the easiest way to uncover fraudulent activity.
To know more about competitor intelligence, visit: https://brainly.com/question/15194051
#SPJ11
what is the correct slope of the aggregate demand curve for the case where both prices and wages go up an equal percentage?
The correct slope of the aggregate demand curve for the case where both prices and wages go up an equal percentage is upward sloping. This is because when both prices and wages increase, there is an increase in the purchasing power of consumers.
When prices and wages go up, consumers have more money to spend and will be able to buy more products. This increases the demand for goods and services, resulting in an upward-sloping aggregate demand curve.
When the price and wage levels increase, the aggregate demand curve shifts to the right. This shift in the aggregate demand curve is caused by an increase in the purchasing power of consumers. As the purchasing power of consumers increases, the demand for goods and services increases, resulting in a higher level of aggregate demand.
When the price and wage levels decrease, the aggregate demand curve shifts to the left. This shift in the aggregate demand curve is caused by a decrease in the purchasing power of consumers. As the purchasing power of consumers decreases, the demand for goods and services decreases, resulting in a lower level of aggregate demand.
In conclusion, the correct slope of the aggregate demand curve for the case where both prices and wages go up an equal percentage is upward sloping. This is because an increase in prices and wages results in an increase in the purchasing power of consumers and a shift of the aggregate demand curve to the right.
to know more about upward sloping refer here:
https://brainly.com/question/30270515#
#SPJ11
what is not a typical supply chain management entry-level role for college graduates?
One of the non-typical entry-level roles in supply chain management for college graduates is software development.
Supply chain management is the systematic coordination of business processes and operations to manage the stream of goods, services, and information from raw materials to finished products. The primary goal of supply chain management is to optimize the flow of materials, information, and finances across the entire supply chain.
There are various entry-level roles available for college graduates in supply chain management, and some of these include the following:
Purchasing Manager: The primary responsibility of a purchasing manager is to ensure that the organization gets the goods and services it requires in a timely and cost-effective manner.Logistics Coordinator: A logistics coordinator is responsible for ensuring the efficient and timely movement of goods and services from suppliers to consumers.Supply Chain Analyst: The primary role of a supply chain analyst is to identify the inefficiencies in the supply chain and develop strategies to optimize the flow of materials, information, and finances across the supply chain.In conclusion, one of the non-typical entry-level roles in supply chain management for college graduates is software development.
Learn more about Supply Chain Management: https://brainly.com/question/25160870
#SPJ11
a 5 percent increase in the price of digital apps reduces the amount of tablet devices demanded by 3 percent. what is the cross price elasticity of demand? are tablet devices and digital apps complements or substitutes?
The cross-price elasticity of demand between digital apps and tablet devices is -0.6. This indicates that the two products are substitutes.
This means that an increase in the price of one will cause a decrease in the demand for the other.
Cross-price elasticity of demand is a measure of the responsiveness of the quantity demanded of one product to a change in the price of another product. It is calculated as the percentage change in the quantity demanded of one product divided by the percentage change in the price of another product.
For example, if the price of product A increases by 10%, and as a result, the quantity demanded of product B decreases by 5%, the cross-price elasticity of demand between product A and B would be -0.5. This indicates that product B is relatively insensitive to changes in the price of product A.
To know more about Cross-price elasticity, click on the link below:
https://brainly.com/question/21497072#
#SPJ11
three months ago, you purchased a stock for $74.60. the stock is currently priced at $81.34. what is the ear on your investment?
The return on your investment for the stock purchased three months ago is 8.87%. This return is calculated by taking the current stock price of $81.34 and subtracting the original stock price of $74.60, which gives you a difference of $6.74. You then divide this difference by the original stock price of $74.60 to get the return of 8.87%.
To understand return on investment (ROI) further, let's break it down further. Return on investment (ROI) is the measure of how much profit an investment generates in relation to the amount invested.
It is calculated by dividing the gain or loss from the investment (difference between current stock price and original stock price) by the original stock price. Therefore, a ROI of 8.87% means that your investment has yielded an 8.87% return over the course of three months.
In other words, the ROI measures the performance of the investment over a given period of time. This can be used to compare various investments and measure their relative performance. Additionally, ROI is an important indicator for investors to assess their own performance and make decisions about future investments.
To learn more about investment here:
https://brainly.com/question/29547577#
#SPJ11
57. a 20-year bond pays 6% on a face value of $1,000. if similar bonds are currently yielding 5%, what is the market value of the bond? use annual analysis.
The market value of the 20-year bond paying 6% on a face value of $1,000 when similar bonds are currently yielding 5% can be calculated through annual analysis. Therefore, the market value of the bond is $1,207.14.
Let's assume that we are performing this analysis in the first year. The bond will pay $60 (6% of $1,000) in the first year, and $1,060 (principal + interest) in the second year, and so on until the twentieth year when the bond will pay out the principal.
To calculate the market value, we need to discount the cash flows from each year. We can use the formula PV = CF/(1+r)n where CF is the cash flow for each year, r is the rate of return, and n is the number of years. Therefore, we can calculate the present value (PV) of the bond as follows:
PV = (60+60+60+...+60+1000)/(1+0.05)20 = $1,207.14
Therefore, the market value of the bond is $1,207.14.
To know more about BONDS refer here :
https://brainly.com/question/17405470#
#SPJ11
distinguish between the shrot run and the long as they relate to macroeconomics. why is the distinction important?
In macroeconomics, the short run and the long run are two distinct periods that are utilized to study different phenomena.
In the short run, the economy operates in a state of partial or full unemployment. Prices and wages are sticky, implying that they cannot adjust to changes in economic conditions in the short run.
On the other hand, in the long run, the economy is presumed to be completely flexible, and prices and wages are assumed to be completely adaptable to changes in economic conditions.
The distinction between short run and long run is critical because it helps us to better comprehend the nature of economic instability, the extent to which economic agents can respond to changes in economic conditions, and the role of government intervention in macroeconomics.
Understanding these connections is critical for formulating sound macroeconomic policies that promote economic growth and stability. In the short run, government intervention is more likely to be needed to correct market failures, increase total output and income, and reduce unemployment.
Fiscal and monetary policies, for example, are widely used to stabilize the economy and promote economic growth. However, in the long run, government intervention is less needed since the economy adjusts to changes in the environment, and economic agents are able to optimize their behavior.
In summary, the short run is a time when prices and wages are relatively sticky, and the economy is prone to recessions and periods of high unemployment. In contrast, the long run is a time when prices and wages are completely adjustable, and the economy is expected to achieve full employment and sustainable growth.
To know more about macroeconomics refer here :
https://brainly.com/question/17399691
#SPJ11
if company a has a higher net operating profit margin (nopm) than company b, then company a's rnoa will be higher. select one: true false
The given statement "if company a has a higher net operating profit margin (nopm) than company b, then company a's rnoa will be higher" is True.
The return on net operating assets (RNOA) of Company A will be higher than that of Company B if Company A has a higher net operating profit margin (NOPM). This is because the RNOA is calculated as the NOPM divided by total assets minus non-operating assets.
When Company A has a higher NOPM, its RNOA will be higher than Company B's.
The NOPM measures the net operating profit relative to total operating assets and is the ratio of operating income to total assets.
It indicates how well a company is able to use its assets to generate income. RNOA, on the other hand, measures the return on operating assets and indicates the efficiency with which a company can generate a profit from its operating activities.
In conclusion, if Company A has a higher NOPM than Company B, then its RNOA will be higher than that of Company B.
To know more about (RNOA) refer here:
https://brainly.com/question/15522141#
#SPJ11
the law of demand states that the quantity demanded of a good is inversely related to the price of that good. therefore, as the price of a good goes:
The law of demand states that the quantity demanded of a good is inversely related to the price of that good.
Therefore, as the price of a good goes up, the quantity demanded of that good goes down, and as the price of a good goes down, the quantity demanded of that good goes up.
This law applies to most goods and services, with a few exceptions, such as Giffen goods and Veblen goods.
Learn more about demand at
https://brainly.com/question/29703449
#SPJ11
those who make dispositional attributions regarding poverty and unemployment tend to adopt political positions that group of answer choices offer more direct support to the poor. are unsympathetic to the poor. tend to blame the poor for their problems. are more neutral regarding poverty and unemployment.
People who make dispositional attributions about poverty and unemployment often adopt political positions that offer more direct support to the poor.
What are dispositional attributions?
Dispositional attributions are personal factors such as attitudes, traits, and abilities that are used to explain behavior. Therefore, people who make dispositional attributions regarding poverty and unemployment tend to adopt political positions that offer more direct support to the poor. However, those who tend to blame the poor for their problems are unsympathetic to the poor. It is important to consider that some people may adopt a more neutral stance regarding poverty and unemployment. They do not adopt positions that offer direct support to the poor or blame them for their problems.
Some may choose to analyze the situation more critically and determine the factors that contribute to poverty and unemployment. They may use this analysis to help create policies that address the underlying causes of poverty and unemployment. In conclusion, those who make dispositional attributions regarding poverty and unemployment tend to adopt political positions that offer more direct support to the poor. They are more sympathetic to the poor and recognize that external factors contribute to poverty and unemployment.
For more about dispositional attributions:
https://brainly.com/question/4438882
#SPJ11
Which of the following best describes automatic stabilizers? a. New government spending and tax policies that influence the economy immediately. b. Government money spent to buy goods and services. c. Standing policies that activate automatically without government intervention, usually during a recession. d. Discretionary actions taken by Congress during an economic downturn.
The following best describes automatic stabilizers is (C) standing policies that activate automatically without government intervention, usually during a recession.
What are automatic stabilizers?Automatic stabilizers are designed to reduce the impact of economic instability without the need for a government intervention. They are built-in economic tools that trigger automatic responses to changes in the economic environment.The automatic stabilizers are often associated with the progressive taxation structure that makes taxes payable by those with high incomes.
As a result, it tends to promote the distribution of wealth and reduce inequality in society. They are usually seen as an effective way to combat economic downturns as they are self-regulating and kick-in during a recession without needing government intervention.Therefore, standing policies that activate automatically without government intervention, usually during a recession best describes automatic stabilizers. Therefore, the correct answers is C.
Learn more about automatic stabilizers: https://brainly.com/question/25558588
#SPJ11
you are 21, retire at 65 with $1,000,000, earn 10% per year compounded annually, what must you invest today to reach your goal?
You would need to invest $15,194.17 today to reach your goal of retiring at 65 with $1,000,000, assuming an annual interest rate of 10% compounded annually.
Given that you are 21 and want to retire at 65 with $1,000,000 by earning 10% per year compounded annually, we need to determine what must be invested today to reach this goal. Let us assume that you invest x amount of money today.
Using the compound interest formula, we can calculate the future value of the invested amount at the time of your retirement, which is 44 years from now.
FV = PV × (1 + r)n
Where FV is the future value, PV is the present value, r is the annual interest rate, and n is the number of years.
So, using the given information, we can plug in the values in the above formula and get:
1,000,000 = x × (1 + 0.10)^44
Simplifying the equation, we get:
x = 1,000,000 / (1.10)^44
x = 15,194.17 (rounded to two decimal places)
Therefore, you would need to invest $15,194.17 today to reach your goal of retiring at 65 with $1,000,000, assuming an annual interest rate of 10% compounded annually.
To know more about investing;
https://brainly.com/question/15353704
#SPJ11
a country limits the amount of sugar that can be imported into its country. this is an example of an import tariff. T/F
The given statement "country limits the amount of sugar that can be imported into its country. this is an example of an import tariff." is false as it is levied on domestic goods.
As a result of increased competition and an increase in the number of goods available to domestic consumers, international trade enables domestic businesses to export their goods. The customs office of the nation imposing the tariff is where tariffs are paid. For instance, Customs and Border Protection, working on behalf of the Commerce Department, collects tariffs on imports into the United States. The money is collected in the UK by HM Revenue & Customs (HMRC).
The volume or number of different commodities that may be brought into the United States during a given time period is regulated by import quotas. Legislation, presidential proclamations, or executive orders can all set quotas.
Learn more about import tariff at:
brainly.com/question/8978824
#SPJ4
FILL IN THE BLANK. ___ is the difference between money from exports and money from imports, as well as from other sources such as foreign investment and military expenses.
Balance of payments is the difference between money from exports and money from imports, as well as from other sources such as foreign investment and military expenses.
Balance of Payments (BoP) is an account of all financial transactions that take place between a country's residents and those in the rest of the world over a specified time period. It's a systematic record of a country's economic transactions with other countries, including imports and exports of goods, services, and capital. A country's BOP has broken down into two accounts: the current account and the capital account.
You can learn more about export at: brainly.com/question/14298133
#SPJ11
inventory costing methods place primary reliance on assumptions about the flow of question 7 options: 1) values. 2) resale prices. 3) costs. 4) goods.
Inventory costing methods place primary reliance on the assumptions about the flow of costs. These organizations keep a track of money. The correct option is 3.
What are Inventory costing methods?Inventory costing methods are used by organizations to keep track of how much money they spend on their products, what products are available, and how much profit they are making. It is essentially a way of keeping track of how much of the company's funds are tied up in its products.
Inventory costing methods are critical for accurately pricing products and determining the overall profitability of a company. Inventory costing methods depend on two primary assumptions:
1. Cost flow assumptions: There are several cost flow assumptions for inventory costing, including FIFO (first in, first out), LIFO (last in, first out), and weighted average.
2. Periodic and Perpetual Inventory Systems: A periodic inventory system records inventory transactions only at the end of an accounting period.
Therefore, the correct option is 3.
Learn more about Costing methods here:
https://brainly.com/question/14917620
#SPJ11
royal square resort recently took out a $250,000 loan. each year for 10 years, they will pay $35,000. after 10 years, the loan will be fully paid off this is a(n):
This is an example of an amortized loan. An amortized loan is a loan in which a borrower pays a predetermined amount each month for a fixed period of time. In this example, Royal Square Resort took out a loan for $250,000 and will pay back $35,000 each year for 10 years. This means that after 10 years, the loan will be fully paid off.
Amortized loans are common in commercial real estate, such as for the purchase of a building. The terms of an amortized loan usually involve a fixed rate of interest, with payments being made on a regular basis over the life of the loan. The payments are calculated to cover the principal and interest.
The principal of an amortized loan decreases over time as payments are made. The interest, however, stays the same throughout the life of the loan. The amount of each payment that goes to principal and interest is determined by the amortization schedule, which will show the principal and interest payments over the life of the loan.
Amortized loans also have the advantage of predictable payments and payment schedules. This allows businesses to better budget their finances, as they know exactly how much they need to pay each month and can plan accordingly.
In summary, Royal Square Resort has taken out an amortized loan for $250,000. They will make payments of $35,000 each year for 10 years and after 10 years the loan will be fully paid off. Amortized loans are beneficial for businesses as they have predictable payments and payment schedules.
To learn more about amortized loan here:
https://brainly.com/question/17960115#
#SPJ11
it's applicable income tax rate is 25% federal and state combined and if 50% of dividends received are exempt from
The applicable income tax rate for dividends is 25% for both federal and state taxes combined. However, 50% of dividends received are exempt from taxes.
When answering questions on the Brainly platform, it is important to be factually accurate, professional, and friendly, as well as being concise and providing a step-by-step explanation. Any typos or irrelevant parts of the question should be ignored. The following terms should be used in your answer: "income."Question:
If a company's applicable income tax rate is 25% federal and state combined and if 50% of dividends received are exempt from tax, calculate the company's tax liability if the company's taxable income is $200,000.Solution:
Given, the applicable income tax rate = 25%,Federal tax rate = State tax rate = 25%/2 = 12.5%Taxable income = $200,000Dividends received = 50% of taxable income = 50/100 × $200,000 = $100,000 (exempted from tax)Taxable income - Exempted income = $200,000 - $100,000 = $100,000Total Taxable Income = $100,000Total Tax = (Total Taxable Income × Tax Rate) / 100= (100,000 × 25) / 100= $25,000Therefore, the company's tax liability is $25,000.
For more such questions on rate
https://brainly.com/question/29415701
#SPJ11
trina decides to pay one point in order to lower her interest rate. how does trina paying one point affect her lender's yield?
Trina paying one point lowers her interest rate, which in turn affects her lender's yield.
By paying one point, Trina pays a fee equal to 1% of her loan amount. This reduces her lender's yield, as the lender makes a smaller amount of money on the loan.
When a borrower pays one point, they are essentially prepaying some of their loan interest. This decreases the lender's return on the loan, as they will make less interest over the loan's lifetime.
Paying one point can also lower the borrower's interest rate, as the lender is compensated for taking on a smaller amount of risk.
In Trina's case, by paying one point she has lowered her interest rate, and in turn decreased her lender's yield.
The lender has received a fee for taking on a lower risk loan, but will receive less interest income over the lifetime of the loan than if Trina had not paid one point.
To know more about interest rate click on below link:
https://brainly.com/question/13324776#
#SPJ11
which of the following is consistent with the circular flow of income? i. goods and services flow in one direction. ii. payments and incomes flow in one direction. iii. sellers receive less than what buyers spend. a. iii only b. both i and ii
c. ii only d. i only
The following is consistent with the circular flow of income: goods and services flow in one direction and payments and incomes flow in one direction. So, both i and ii are consistent with the circular flow of income.
A circular flow of income is a macroeconomic model that depicts how income flows within an economy between businesses and individuals, households and firms, and production and consumption. This can be achieved by calculating national income, which equals the value of all of a country's goods and services produced in a given period of time.
To sustain economic growth, the circular flow of income must continue indefinitely, and the economy must be in a state of equilibrium. To maintain the equilibrium state, households and companies must balance the flow of goods, services, and money with an equal flow of expenditure and income. So, both i and ii are consistent with the circular flow of income.
You can learn more about circular flow of income at
https://brainly.com/question/20532825
#SPJ11
when designing responsive organizations, what decisions do firms have to make? multiple select question. decide between centralization versus decentralization decide the span of control monitoring the environment choose between tall or flat structures
When designing responsive organizations, firms have to make decisions about: Decentralization versus centralization ,Span of control ,Monitoring the environment, Tall or flat structures.
Therefore, the correct options are:
Decentralization versus centralizationSpan of controlMonitoring the environmentTall or flat structuresSome of these key decisions include:
Decentralization versus centralization: This decision involves determining the degree to which decision-making is centralized within the organization. In a centralized organization, decisions are made at the top of the hierarchy, while in a decentralized organization, decision-making is distributed throughout the organization.
Span of control: This decision involves determining the number of subordinates that a manager can effectively supervise. A narrow span of control means that a manager supervises only a few subordinates, while a wide span of control means that a manager supervises many subordinates.
Monitoring the environment: This decision involves determining how the organization monitors and responds to changes in the external environment. Responsive organizations need to be able to quickly adapt to changes in the market, technological advancements, and other external factors.
Tall or flat structures: This decision involves determining the number of hierarchical levels within the organization. A tall structure has many hierarchical levels, while a flat structure has fewer hierarchical levels.
By making these key decisions, firms can create organizations that are more responsive and better able to adapt to changes in the environment.
To know more about Decentralization:
https://brainly.com/question/12653061
#SPJ1
a firm that has a marketing department organized geographically and a production process organized by function has which type of departmental structure? multiple choice question. process hybrid geographic customer group
The correct answer is hybrid. A company with a production process organised by function and a marketing department organised geographically has a hybrid departmental structure.
A hybrid organisational structure, often known as a matrix, combines aspects of divisional and functional systems into one. It incorporates these two structures, which is why it is frequently referred to as a hybrid model. Because it creates a matrix or a grid-like look, it is frequently referred to as a matrix structure.
Functional, multi-divisional, flat, and matrix structures are the four different forms of organisational structures. Others include network, circular, and team-based arrangements.
Read more about marketing department at
https://brainly.com/question/31074000
#SPJ4
Today's workplace requires all employees, even hourly workers, to create reports and exchange messages. These messages should be?
Today's workplace requires all employees, even hourly workers, to create reports and exchange messages that should be professional, accurate, and friendly.
Today's workplace requires all employees, even hourly workers, to create reports and exchange messages. These messages should be precise and to the point.What are the types of messages?There are two primary types of messages in business:Interpersonal
Messages: Messages that are sent between two individuals who are communicating with one another. This type of message may be a face-to-face conversation, an email, or a phone call. It is crucial that interpersonal messages are clear and concise.Group Messages: Messages that are sent between two or more people, such as in a meeting or email chain. Group messages must be clearly organized, so the message is delivered effectively. This is to make sure that the message is delivered effectively and that everyone has the same understanding of what has been said.Learn more about Today's workplace: https://brainly.com/question/17314067
#SPJ11
Which of the following represent best practices in developing a Work Breakdown StructureInvolve project leaders in developing the WBS in order to foster ownership of the project.Include a risk analysisEach work package should include a noun and a verb.Use sticky notesTarget low level tasks with 8-80 hours duration.Don't worry about sequencing when developing the WBSThink HierarchicallyFor complex projects, have two separate teams develop their own WBS and then get together to compare results.
The best practice in developing a WBS is to Involve project leaders, Each work package should include a noun and a verb, Use sticky notes to visually represent the tasks, and Target low-level tasks with 8-80 hours duration.
The best practices in developing a Work Breakdown Structure (WBS) include:
1. Involve project leaders in developing the WBS in order to foster ownership of the project. This helps ensure that key stakeholders are engaged and have a sense of responsibility for the project's success.
2. Each work package should include a noun and a verb. This ensures that the tasks are clearly defined and easily understood by the project team.
3. Use sticky notes to visually represent the tasks in the WBS. This makes it easier to rearrange and reorganize tasks as needed during the development process.
4. Target low-level tasks with 8-80 hours duration. This helps to create a manageable scope for each task and allows for more accurate time and resource estimates.
5. Don't worry about sequencing when developing the WBS. Focus on breaking down the project into smaller tasks first, and then determine the appropriate sequence and dependencies later in the planning process.
6. Think hierarchically when developing the WBS. Organize tasks in a logical hierarchy, with the highest level representing the overall project goal and lower levels representing individual tasks and subtasks.
7. For complex projects, have two separate teams develop their own WBS and then get together to compare results. This can help identify potential gaps or inconsistencies in the overall project plan and ensure that all aspects of the project have been considered.
For more such questions on WBS
brainly.com/question/30087262
#SPJ11
Seasonal fruits and vegetables are shipped from Chile and sold in the United States along with domestically grown produce.a. Trueb. False
It is true that the seasonal fruits and vegetables are shipped from Chile and sold in the United States along with domestically grown produce.
Seasonal fruits and vegetables are shipped from Chile and sold in the United States along with domestically grown produce is a true statement.
Chile is one of the top exporters of fresh produce such as fruits and vegetables to the United States.
Chile has an agricultural season that differs from that of the United States, which means that they can supply seasonal produce all year round.
In fact, they are the top exporters of fruits like grapes, cherries, and blueberries to the United States.
Chile is able to provide these fruits when the domestic market is unable to do so.
This allows the United States to have access to these fruits throughout the year.
To learn more about economic growth, visit this link:
https://brainly.com/question/1690575
#SPJ11