One important thing to keep in mind when creating a budget with your family is to ensure that everyone is on the same page and that their input is taken into consideration.
It is important to start by identifying your family's income and fixed expenses such as rent/mortgage, utilities, insurance, and debt payments. Then, discuss variable expenses such as groceries, entertainment, and transportation.
Once you have a clear understanding of your expenses, it's important to set realistic goals and prioritize spending accordingly. This may involve making some tough decisions and cutting back on discretionary spending in order to achieve your financial goals.
Finally, it's important to regularly review and adjust your budget as needed to ensure that you are staying on track and meeting your goals. By working together and being mindful of your spending, your family can achieve financial stability and a more secure future.
learn more about creating a budget here:
https://brainly.com/question/13939730
#SPJ1
Organizations form teams because effective teams usually___________
a) respond more quickly
b) are more impressive
C) encourage conflict
Organizations form teams because effective teams usually respond more quickly.
The entire team and the business can frequently profit much from effective teamwork. An effective team can collaborate to foster ideation and creativity, attacking issues with original approaches.
Collaboration frequently increases productivity and helps to produce better business outcomes. Employees may become more motivated by participating in productive teams. They are able to acknowledge their efforts and bear some responsibility for the accomplishments of an organization. Whether working alone or as a member of a dysfunctional team, individuals may experience stress that successful teams can help alleviate.
Therefore, teams are created by organizations because they can react quicker, work more productively, and can also make better judgments.
To learn more about teams,
brainly.com/question/17860885
brainly.com/question/29741866
Answer: reduce individual risk
Explanation:
define nationalism and privateastion provideing examples
Answer:
Privatization is when a business that is owned by the government is sold TO an individual. Nationalization is when the government buys a certain business or firm FROM an individual in the private sector.
Explanation:
In terms of morality, which do you believe is more important -- the intention of an action or the consequences of an action? Explain, using the ethical reasoning of Kant or utilitarianism to support your view. Share an example that illustrates your point. Make sure you fully demonstrate that you understand the theory you are using.
Whereas utilitarianism places more emphasis on results, Kantism places more emphasis on intention. The decision between these two ethical systems ultimately comes down to personal values and views.
According to Kantianism, an action's morality is determined by its purpose rather than by its outcomes. Kant felt that the categorical imperative, which states that we should only act in ways that we could wish to be universal standards, should serve as a guide for our action. Wgere utilitarianism, a consequentialist ethical philosophy, holds that an action's morality is determined by its effects. According to utilitarianism, a decision is morally right if it leads to the greatest amount of happiness for the largest number of people.
To learn more about utilitarianism refer here:
https://brainly.com/question/28148663
#SPJ1
What is the predetermined percentage that a music artist gets paid from mechandise sales
There is no predetermined percentage that music artist gets paid from merchandise sales as it can vary widely based on the terms of their contract with their record label or the merchandising company.
What is a merchandise?Merchandise refers to any products or goods that are offered for sale or distribution to consumers. It can include physical products such as clothing, electronics, toys, and home goods, as well as digital products such as software, e-books, and music. Merchandise can be sold in various retail settings, including online marketplaces, brick-and-mortar stores, and pop-up shops. Merchandise is an important aspect of business, as it generates revenue and helps to establish brand recognition and loyalty. Many companies invest significant resources in developing and marketing their merchandise, using strategies such as product design, pricing, and promotion to appeal to their target audience. Effective merchandise management involves forecasting demand, managing inventory, and monitoring sales performance to ensure profitability and customer satisfaction.
To learn more about merchandise, visit:
https://brainly.com/question/30414655
#SPJ1
You invest $100 into a stock. Each quarter a dividend of $1.25 is paid out. Every time you receive a dividend, you reinvest it into the same stock. Assume that at the end of the year the stock price is the same as when you bought it. What is your return on investment?
1.25%
2.5%
5%
105%
Answer:
Explanation:
If you invest $100 and receive a quarterly dividend of $1.25, then you will have received a total of $5 in dividends at the end of the year. Since you reinvest each dividend back into the same stock, your total investment at the end of the year will be the original $100 plus the $5 in dividends reinvested.
Assuming that the stock price remains the same at the end of the year, the total value of your investment at the end of the year will be $105 ($100 initial investment + $5 in reinvested dividends).
Your return on investment can be calculated as follows:
ROI = (Total Value of Investment - Initial Investment) / Initial Investment x 100%
ROI = ($105 - $100) / $100 x 100%
ROI = 5%
Therefore, your return on investment is 5%.
Joe is 30 years old, married, and his wife is expecting their first baby. Joe makes $48,000 per year and has $200 budgeted per month to spend on life insurance. He has started looking at his options and has three choices:
Note that ultimately, Joe will need to decide which Insurance cover option best fits his needs and budget.
What is the explanation for the above response?Based on the options provided, Joe has three choices for life insurance:
BAD - Whole Life: $250,000 coverage for $200/month premium. This option includes an investment component.
BETTER - 20-Year Term: $250,000 coverage for $13/month premium or $187/month premium for $500,000 coverage. This option does not include an investment component.
BEST - 20-Year Term: $500,000 coverage for $20/month premium. This option does not include an investment component.
Joe will need to weigh the cost of the premiums against the amount of coverage he needs to provide for his growing family.
Whole life insurance provides coverage for life and includes an investment component, but it is typically more expensive than term life insurance.
Term life insurance provides coverage for a specific period and is less expensive, but it does not include an investment component. Ultimately, Joe will need to decide which option best fits his needs and budget.
Learn more about Insurance cover at:
https://brainly.com/question/1530286
#SPJ1
Full Question:
Although part of your question is missing, you might be referring to this full question:
Joe is 30 years old, married, and his wife is expecting their first baby. Joe makes $48,000 per year and has $200 budgeted per month to spend on life insurance. He has started looking at his options and has three choices:
BAD - Whole Life: $250,000 coverage for $200/month premium. This option includes an investment component.
BETTER - 20-Year Term: $250,000 coverage for $13/month premium or $187/month premium for $500,000 coverage. This option does not include an investment component.
BEST - 20-Year Term: $500,000 coverage for $20/month premium. This option does not include an investment component.
Opportunity cost may be defined as the
Answer:
Opportunity cost may be defined as the value of the best alternative forgone when making a decision. It is the cost of choosing one option over another and represents the benefits that could have been gained from the next best alternative. In other words, opportunity cost is what we give up in order to pursue a particular choice or action. It is a critical concept in economics and business decision-making as it helps individuals and organizations evaluate trade-offs and make informed choices.
Explanation:
7. What ............. do tonight, eat out or stay in?
a) would you rather
b) had you rather
c) do you rather
d) will you rather
8. This picture, previously entitled ‘Outskirts of a Village’, probably ............. a scene from the artist’s home town in France.
a) paints
b) defines
c) depicts
d) exposes
9. The walk was .............. I need a good rest now.
a) exhausting
b) relentless
c) boring
d) tired
10. When the police got ............. to the bank, the suspect has already left.
a) back
b) in
c) through
d) on
11. Choose the correct sentence.
a) Amish can’t have a long hair
b) I’ve just heard a very interesting news
c) There’s always a terrible traffic in Los Angeles
d) It’s best not to take too much luggage
12. Do not forget to take your umbrella. It ............. by the time you get to work.
a) is going to snow
b) will be snowing
c) will snow
d) will have snowed
13. Reynold usually painted with brushes 18 inches in length; he worked always standing, and he placed his canvas on his ............. close by his sitter, almost side by side.
a) easel
b) palette
c) wood cut
d) frame
14. The silhouetted figure was placed in a narrow vertical ..............
a) line
b) format
c) symmetry
d) arrangement
15. Joseph William Turner was essentially ............., but was also a fervent and lifelong supporter of the royal academy.
a) self-taught
b) mature
c) fashionable
d) talented
Answer:
7. the correct answer is a) would you rather. This phrase is used to ask about preferences or choices between two things. The other phrases are not grammatically correct or idiomatic
8. the correct answer is c) depicts. This word means to represent or show something in a picture or story. The other words have different meanings: paints means to cover a surface with paint or to create a picture with paint; defines means to explain the meaning of a word or concept; exposes means to reveal something hidden or to make something vulnerable
9. correct answer is a) exhausting. This word means to use up all the physical energy of someone or something. The other words have different meanings: relentless means continuing without stopping or weakening; boring means not interesting or exciting; tired means feeling a need to rest or sleep
10. correct answer is b) in. This word means to or toward a previous place or condition. The other words have different meanings: back means in return or further away; through means from one end or side to another; on means touching and being supported by something
11. correct answer is d) It’s best not to take too much luggage. This sentence uses a plural noun (luggage) correctly
12. correct answer is d) will have snowed. This sentence uses the future perfect tense, which is used to describe an action that will have been completed at some point in the future
13. correct answer is a) easel. This word means a frame for supporting something (such as an artist’s canvas)
14. correct answer is b) format. This word means the shape, size, and arrangement of something
15. correct answer is a) self-taught. This word means having learned a skill or subject by oneself, without formal instruction.
Question 28
Small colleges, like Shorter College and Berry College in Rome, Georgia, typically have a(n).
organization, which is also referred to as a flat organizational structure.
A. staff.
B. matrix.
C. mechanistic
D. organic
Also, a flat organizational structure is another name for organic.
The ideal response is D.
Which company is notable for having a disproportionately high level of job specialisation?The traits of a mechanistic organization include a sizable degree of job specialisation, tight departmentalization, numerous levels of management (especially middle management), small spans of control, centralized decision-making, and a lengthy chain of command.
What's the name of the structure of the workforce within an organization?The concept of "organizational structure" describes how and to whom employees report inside an organisation. By function, for example, is a common method of grouping people. Production, marketing, human resources, and accounting are some typical tasks carried out within a corporation.
To know more about organizational structure visit:-
https://brainly.com/question/30999570
#SPJ9
Min Joon is great at solving people problems. He finds effective ways to get people to work together on complex projects. He encourages his bosses, employees, and customers to contact him with ideas for how to make things better and cheaper. What quality is Min Joon demonstrating?
A.
engineering
B.
leadership
C.
integrity
D.
human resources
The correct answer is B. Leadership.Min Joon is demonstrating the qualities of a leader, as he is able to effectively solve people problems, encourage collaboration, and generate ideas for improving processes and outcomes.
A leader is someone who is able to inspire and guide others to work towards a common goal or vision.Effective leaders possess a range of skills, including communication, problem-solving, decision-making, and strategic thinking. They are able to build relationships and inspire trust and confidence in others. Leaders are also able to create a positive work environment and motivate their team members to perform at their best.While engineering, integrity, and human resources are all important qualities in the workplace, they do not fully capture the range of skills and attributes required for effective leadership.
To learn more about Leadership click the link below:
brainly.com/question/31138185
#SPJ1
How can I start a business with no money?
Explanation:
Starting a business with no money can be a challenging task, but it is not impossible. Here are some steps you can take to get started:
Identify your skills and talents: Consider your skills, expertise, and knowledge to determine what type of business you can start with little or no money.Research your market: Conduct market research to identify what products or services are in demand in your area. This will help you determine what type of business you can start and what your potential customers might be willing to pay for.Create a business plan: Develop a detailed business plan that outlines your goals, target market, marketing strategy, revenue streams, and expenses. This will help you stay focused and organized as you start your business.Use free resources: Take advantage of free resources such as social media platforms, networking events, and online marketplaces to promote your business and connect with potential customers.Offer your services for free: Initially, you may need to offer your products or services for free or at a reduced price to gain exposure and build your customer base.Seek out funding opportunities: Consider applying for grants or loans from government agencies, non-profit organizations, or microfinance institutions to help fund your business.Be resourceful: Be creative and resourceful in finding ways to save money and reduce expenses. For example, you can work from home, use free or low-cost marketing tools, or barter with other businesses to exchange goods or services.Starting a business with no money requires persistence, creativity, and hard work. But with the right mindset and approach, it is possible to turn your dreams into a successful reality.
Select the correct answer from each drop-down menu. Which popular form of advertising is decreasing the demand for an older form of advertising? Because of the increasing popularity of the as a medium of advertising, customers are not inclined to use to search for details of a business these days.
Because of the increasing popularity of the internet as a medium of advertising, customers are not inclined to use newspaper to search for details of a business these days.
Why is internet a popular medium of advertising?The internet has become a popular medium of advertising due to its wide reach, cost-effectiveness, and ability to target specific audiences. With the internet, businesses can reach a vast number of people globally through various channels, such as search engines, social media, email marketing, and display advertising.
Moreover, advertising on the internet is cost-effective as it allows businesses to run campaigns with low budgets and track the performance of their campaigns in real-time. Additionally, the internet enables businesses to target specific audiences based on demographic, geographic, and behavioral factors, which ensures that their advertising messages reach the right people at the right time.
Read more about internet
brainly.com/question/2780939
#SPJ1
Choose one of the following career options:
Rehabilitation therapist
Sports medicine doctor
Orthopedic surgeon
Nutritionist
Answer the following questions thoughtfully and thoroughly.
1. Which career did you choose?
2. What does someone in this field do on a daily basis?
3. What kind of education is required to work in this field?
4. Is there any other training necessary?
5. What kind of working environment could you expect with this career? If applicable, describe several possible settings.
6. What is the job market like? Is there any research on what the market will be like when you're older?
7. What is the salary range?
8. Are there any onteresting facts or trivia about this career? Why did you think it sounded interesting? Are there any famous or legendary people who were in the field? Be creative.
Answer:
1. Rehabilitation therapist.
Explanation:
2. A rehabilitation therapist helps patients with injuries or disabilities to improve their movement, reduce pain, and enhance their overall function. On a daily basis, they work with patients to create individualized rehabilitation plans, which may include exercises, stretches, and other therapies. They also monitor progress and adjust the treatment plan as necessary.
3. To become a rehabilitation therapist, you typically need a bachelor's degree in a related field, such as kinesiology, physical therapy, or occupational therapy. Some employers may also require a master's degree in rehabilitation therapy.
4. In addition to formal education, rehabilitation therapists need to be licensed or registered in their state. This typically requires passing a licensing or certification exam.
5. Rehabilitation therapists work in a variety of settings, including hospitals, rehabilitation centers, outpatient clinics, and private practices. They may also work in nursing homes, schools, and other community settings.
6. The job market for rehabilitation therapists is expected to grow faster than average, due to an aging population and an increased emphasis on preventative care. According to the Bureau of Labor Statistics, employment of physical therapists (a related occupation) is projected to grow 33% from 2019 to 2029.
7. The salary range for rehabilitation therapists varies depending on location, experience, and other factors. According to the Bureau of Labor Statistics, the median annual wage for physical therapists (a related occupation) was $91,010 in May 2020.
8. An interesting fact about rehabilitation therapy is that it can be used to treat a wide range of conditions, from sports injuries to neurological disorders. Additionally, many famous athletes have worked with rehabilitation therapists to recover from injuries, including Kobe Bryant and Tom Brady. I find this field interesting because it combines science, anatomy, and patient care to help people improve their quality of life.
What is the purpose of accounting in society? Identify four kinds of external users and describe how they use accounting information. Identify three actual businesses that offer services and three actual businesses that offer products. What information is reported in an income statement? What does the concept of objectivity imply for information reported in financial statements? Why? Why is the revenue recognition principle needed? What does it demand? Describe the three basic forms of business organization and their key attributes. Define (a) assets, (b) liabilities, (c) equity, and (d) net assets. Identify the following users of accounting information as either an internal (I) or an exter- nal (E) user. _______ A. Shareholders _______ E. Purchasing manager _______ B. Creditors _______ F. Human resources director _______ C. Nonexecutive employee _______ G. Production supervisors _______ D. Research and development director _______ H. Distribution managers Indicate in which financial statement each item would most likely appear: income statement (I), balance sheet (B), statement of owner’s equity (OE), or statement of cash flows (CF). a. Assets d. Equipment g. Total liabilities and equity b. Revenues e. Withdrawals h. Cash from operating activities c. Liabilities f. Expenses i. Net decrease (or increase) in cash Provide an example of a transaction that creates the described effects for the separate cases a through g. a. Increases an asset and decreases an asset. e. Decreases an asset and decreases equity. b. Decreases an asset and decreases a liability. f. Increases a liability and decreases equity. c. Decreases a liability and increases a liability. g. Increases an asset and increases equity. d. Increases an asset and increases a liability Lena Gold began a professional practice on June 1 and plans to prepare financial statements at the end of each month. During June, Gold (the owner) completed these transactions: A. Owner invested $50,000 cash in the company along with equipment that had a $10,000 market value. B. The company paid $1,600 cash for rent of office space for the month. C. The company purchased $12,000 of additional equipment on credit (payment due within 30 days). D. The company completed work for a client and immediately collected the $2,000 cash earned. E. The company completed work for a client and sent a bill for $7,000 to be received within 30 days. F. The company purchased additional equipment for $8,000 cash. G. The company paid an assistant $2,400 cash as wages for the month. H. The company collected $5,000 cash as a partial payment for the amount owed by the client in trans- action e. I. The company paid $12,000 cash to settle the liability created in transaction c. J. Owner withdrew $500 cash from the company for personal use. Required Create a table using the following headings for columns: Cash; Accounts Receivable; Equipment; Accounts Payable; L. Gold, Capital; L. Gold, Withdrawals; Revenues; and Expenses. Then use additions and subtractions to show the effects of the transactions on individual items of the accounting equation. Show new balances after each transaction. The following are selected business transactions for business called W/o Mihret Company during its first year of operation. The assets and liabilities of White dry cleaners on December 1, 2016 of the current year are as follows: Cash Br.1,000, Accounts Receivable, Br.2,200, Supplies Br. 850, Equipment Br. 3,500, Land Br. 11,450. Accounts Payable, Br 4,030. A white dry cleaner is a sole proprietor owned and managed by W/o Mihret. Currently the building, and delivery truck, is being rented, pending expansion to new facilities. Another company at wholesale rates of does the company work of dry cleaning. Business transactions during December are summarized as follows. Received cash from customers for dry cleaning service Br. 4,928. Paid creditors on account Br. 1,755. Received cash from W/o Mihret as additional investment Br. 3,700. Paid rent for the month Br. 1,200. Charged customers for dry cleaning service delivered on account Br.1, 025. Purchased supplies on account, Br. 245 Received cash from customers on account Br. 2,000 Received a monthly bill for electricity for the month December(To be paid on January 2, Br. 1,635, Paid the following: Wages expense, Br. 850, Truck Expense, Br. 250, Utilities Expense, Br.325, miscellaneous expense.Br. 75 W/o Mihret the owner withdraws cash Br. 1,800 for her personal use. Determined by taking an inventory count, the cost of supplies used during the month Br. Required: Journalize the above transactions using General Journal. Post from Journa
The purpose of accounting in society is to provide useful financial information about an organization that can be used by various stakeholders, including investors, creditors, management, government, and the public. Few of them are Record-keeping, Financial reporting, Decision-making, Compliance, Performance evaluation.
What is an income statement?Partners share profits and losses and are personally responsible for the debts and liabilities of the business. Partnerships are easy to form and are flexible in terms of management structure.
A single individual owns and runs the company in a sole proprietorship kind of structure. All the company's liabilities and debts are personally owed by the owner. This type of business is simple to establish and has few legal requirements.
Partnership: In a partnership, two or more persons share responsibility for the company's ownership and management.
Shareholders are not personally responsible for the debts and liabilities of the corporation. Corporations have more legal requirements and are more complex to form than sole proprietorships or partnerships.
(a) Assets: Resources owned by a business, such as cash, accounts receivable, inventory, property, and equipment.
(b) Liabilities: Debts owed by a business, such as accounts payable, loans, and taxes owed.
(c) Equity: The residual interest in the assets of a business after deducting liabilities. It represents the ownership interest of the owners or shareholders.
(d) Net assets: The difference between a company's total assets and total liabilities.
Users of accounting information:
A. Shareholders (E)
B. Creditors (E)
C. Nonexecutive employee (I)
D. Research and development director (I)
E. Purchasing manager (I)
F. Human resources director (I)
G. Production supervisors (I)
H. Distribution managers (I)
Financial statements:
Income statement (I): Reports a company's revenues and expenses over a specific period. Balance sheet (B): Reports a company's assets, liabilities, and equity at a specific point in time.
Therefore, Statement of owner's equity (OE): Reports the changes in a company's equity over a specific period. Statement of cash flows (CF): Reports a company's cash inflows and outflows over a specific period.
Learn more about income here:
https://brainly.com/question/28035395
#SPJ1
what is a joint venture company? give examples from the Maldives economy.
On the work experience section of a resume, what goal should Sharon aim for when writing the bullet points for each of her jobs?
A.
longevity
B.
specificity
C.
outlandishness
D.
generalizability
Answer:
Explanation:
B. specificity
Lewis Corporation engaged in the following transactions during June. DATE TRANSACTIONS 20X1 June 4 Purchased merchandise on account from Salinas Company; Invoice 100 for $1,155; terms n/30. 15 Recorded purchases for cash, $1,640. 30 Paid amount due to Salinas Company for the purchase on June 4. Required: Record these transactions in a general journal.
Explanation:
The transactions can be recorded in a general journal as follows:
Date Account Debit Credit
---------------------------------------------------------
June 4 Purchases (Salinas) $1,155 Accounts Payable (Salinas) $1,155
June 15 Purchases 1,640 Cash 1,640
June 30 Accounts Payable (Salinas) 1,155 Cash 1,155
On June 4, Lewis Corporation purchased merchandise on account from Salinas Company for $1,155. This transaction increases the company's purchases and its accounts payable to Salinas. Therefore, Purchases (Salinas) is debited for $1,155 and Accounts Payable (Salinas) is credited for $1,155.
On June 15, Lewis Corporation recorded purchases for cash of $1,640. This transaction increases the company's purchases and decreases its cash. Therefore, Purchases is debited for $1,640 and Cash is credited for $1,640.
On June 30, Lewis Corporation paid the amount due to Salinas Company for the purchase made on June 4. This transaction decreases the company's accounts payable and its cash. Therefore, Accounts Payable (Salinas) is debited for $1,155 and Cash is credited for $1,155.
Date Account Titles Debit Credit
June 4 Merchandise
Inventory
(or Purchases) $1,155 Accounts
Payable -
Salinas
Company
Jun 15 Purchases $1,640 Cash
Jun 30 Accounts
Payable
- Salinas
Company $1,155 Cash
Explanation:
On June 4, the company purchased merchandise on account from Salinas Company for $1,155. This increases the company's inventory and creates a liability to Salinas Company. Therefore, we debit Merchandise Inventory (or Purchases) for $1,155 and credit Accounts Payable - Salinas Company for the same amount.
On June 15, the company recorded purchases made for cash in the amount of $1,640. This means that the company paid for inventory with cash, so we debit Purchases for $1,640 and credit Cash for the same amount.
On June 30, the company paid the amount due to Salinas Company for the purchase made on June 4. This means that the company reduced its liability to Salinas Company by paying cash. Therefore, we debit Accounts Payable - Salinas Company for $1,155 and credit Cash for the same amount.
At the close of the meeting, the secretary of the council asked for agenda items for next month, and said, “We currently have the following items on the agenda: the greenbelt, town history, and tax revenue.”
She looked at Tony and quipped, “Should I put you down for next month, Tony? We figured you might have a new career in public speaking.” The audience laughed as Tony shook his head and said, “I think I’ll stick to dentistry for now.”
The type of speech a speaker prepares is determined by the purpose, audience, context, and topic of the speech.
Which of the following is an informative speech topic?
An argument for protecting the town greenbelt for future generations
An explanation of how the town's founding fathers' policies shaped the characteristics of the town
A debate about how to use the town's yearly tax revenue
A humorous "roast" of the town manager who is approaching retirement
An example of an informative speech topic is an explanation of how the town's founding fathers' policies influenced the characteristics of the town.
A description of how the town's founders' policies shaped the characteristics of the town is an illustration of an instructive speech topic. The purpose of an informative speech is to inform or teach the audience about a certain issue. This topic contains information on the history of the town and how it has been shaped by prior policies. The other options, a defense of the town's greenbelt, a discussion of how to spend the town's annual tax revenue, and a lighter "roast" of the departing town manager, are examples of powerful, thoughtful, and humorous speeches, respectively.
To learn more about speech refer here:
https://brainly.com/question/6281266
#SPJ1
Which investment security is best for the investor who prefers a diversified investment strategy and the ability to mitigate risk by investing in multiple forms of securities within a single portfolio?
stock options
exchange-traded funds
mutual funds
government bonds
The investment security that is best for the investor who prefers a diversified investment strategy and the ability to mitigate risk by investing in multiple forms of securities within a single portfolio is mutual funds.
Mutual funds provide a simple and convenient way to invest in a diversified portfolio of stocks, bonds, and other securities. When an investor buys mutual fund shares, their money is pooled with other investors, and the fund's manager invests the money in a diversified portfolio of securities based on the fund's investment objective. Mutual funds provide access to a broad range of investments, making it easy for investors to create a diversified portfolio without having to research and select individual securities. Additionally, mutual funds are managed by investment professionals, who actively monitor and adjust the portfolio to ensure it aligns with the fund's investment objective.
To learn more about mutual funds click the link below:
brainly.com/question/13247161
#SPJ1
Project: Creating an Investment Portfolio
Do you want to own a home some day? Would you like to enjoy your retirement and go on vacations to some of those beautiful destinations advertised on television? Do you sometimes wonder how you are ever going to accomplish these things on your salary?
The good thing is that it is never too late to start saving, and time is on your side if you start now and follow through. It takes financial planning, execution of the plan, and some discipline. Once you develop your plan and set your goals, you'll need to execute that plan, and stick to it.
An investment portfolio is a collection of assets held for investment purposes by an individual or a company. It includes different asset classes such as stocks, bonds, CDs, and, in some cases, real estate. The amount allocated to each asset class is called asset allocation, which is usually referred to in percentages. The economy and market conditions are always changing, so it is not enough to just build an investment portfolio. You have to monitor the portfolio for its reaction to the economy and social events and periodically make adjustments to assets in your portfolio. Some of the factors that impact an investment portfolio are interest rates, the performance, or lack thereof, of the assets in your portfolio, this list goes on. The key is to keep an eye on it to make sure it is doing what you intended it to do. However, don't try to change your asset portfolio every time the market changes, as that will likely result in losses. The best strategy is to assess your portfolio annually, and only then make any necessary changes.
investment portfolio
OBJECTIVES
Create an investment portfolio to meet short-term and long-term financial objectives.
VOCABULARY
asset allocation the mix or combination of assets such as stocks, bonds, CDs, and money-market accounts
investment portfolio collection of investments owned by an individual or entity
If one of Jane’s goals is to build an emergency fund, how many months’ salary should she reserve for this fund and why? Where should the emergency fund be invested and why? Explain your answers using complete sentences.
To help her with her short-term goals, Jane can consider depositing a portion of her inheritance in a money market fund or a high-yield savings account. To assist Jane reach her long-term goals, the majority of her inheritance may be invested in a well-diversified portfolio of stocks and bonds.
If Jane wants to create an emergency fund, she should try to save enough money to cover her living needs for three to six months. This is a typical amount that is advised for unforeseen circumstances like job loss, medical emergency, or auto repairs. Jane needs to keep a close eye on her long term and short-term investments and rebalance her portfolio as necessary. Also, she should think about how her assets will affect her taxes and make every effort to reduce expenses. A safe, liquid account, such as a money market fund or a high-yield savings account, should be used to hold the emergency fund. These accounts provide faster access to money in an emergency and higher interest rates than typical savings accounts.
To learn more about long term investment refer here:
https://brainly.com/question/15335876
#SPJ1
Which piece of information is LEAST likely to get you an interview if its included on your resume?
A.
work experience
B.
degrees earned
C.
industry certification
D.
hobbies and interests
D
As work Experience, Certification and your degrees are worked very hard for and show your qualifications for a certain area of work, Hobbies do not.
F. B. C. E. D. INFORMATION: A . Extract from the books on 30 June 2021: . Fixed/Tangible assets (carrying value) Fixed deposit Morocco Bank · Ordinary share capital (1 July 2020) Retained income (1 July 2020) Bank (favourable) Loan: Helping Bank Trading stock Debtors' control Creditors control Income received in advance SARS Income tax (provisional payments) Dividends on ordinary shares (interim dividends) Share capital: The business has an authorised share capital of 6 000 000 shares 70% of the shares were in issue on 1 July 2020. 60 000 ordinary shares were repurchased from a disgruntled shareholder on 1 December 2020 The company paid R3,50 per share. This was paid and recorded on 1 December 2020. A final dividend of 22 cents per share was declared on 30 June 2021. Only shares in the share register qualify for final dividends. 380 000 3 150 000 874 000 250 700 302 400 478 000 317 000 239 800 6 600 390 000 630 000 The following adjustments have not been taken into account yet: Provision for bad debts is set at 5% of the outstanding debtors. Insurance included an annual premium of R31 800, paid for the period 1 October 2020 to 30 September 2021. The loan statement from Helping Bank reflected the following: Balance on 1 July 2020 Repayments during financial year (including interest) Interest capitalised Balance on 30 June 2021 R480 000 R177 600 R57 600 ? R40 000 of the loan will be paid back in the next financial year. Income tax for the year amounted to R408 800. This was calculated at 28% of the corrected net profit.
Identify what can happen to an entrepreneur who is personally liable for their business in cases of legal, financial, or other business problems.
Answer: an entrepreneur who is liable for their business can have major problems for a business like earning less money they can still have a business but it will be hard to have co workers in the business
Explanation:
Entries for Stock Investments, Dividends, and Sale of Stock
Seamus Industries Inc. buys and sells investments as part of its ongoing cash management. The following investment transactions were completed during the year:
Feb. 24 Acquired 300 shares of Tett Co.'s stock for $149 per share plus a $96 brokerage commission.
May 16 Acquired 1,200 shares of Issacson Co.'s stock for $50 per share plus a $204 commission.
July 14 Sold 100 shares of Tett Co. stock for $165 per share less a $107 brokerage commission.
Aug. 12 Sold 400 shares of Issacson Co. stock for $40 per share less a $124 brokerage commission.
Oct. 31 Received dividends of $0.3 per share on Tett Co. stock.
Dec. 31 At the end of the accounting period, the fair value of the remaining 200 shares of Tett Co.'s stock was $149.52 per share. The fair value of the remaining 800 shares of Isaacson Co.'s stock was equal to its cost of $50.17 per share.
Seamus Industries purchased shares of Tett Co. and Isaacson Co., reaped Tett Co. dividends, sold some of the shares, resulting in gains on Tett Co. stock and losses on Isaacson Co. stock, and had shares remaining at year's end with fair values.
What distinguishes shares from stocks?Stocks signify a company's partial ownership. A financial instrument called a stock represents a portion of ownership in one or more firms. Each share of equity consists of one unit.
What stocks earn five stars?A five-star rating indicates that the stock is undervalued and selling at a tempting discount to its estimated fair value. Subscribe to Morningstar Investor to have access to pre-built screens selected by our knowledgeable analysts.
To know more about shares visit:-
https://brainly.com/question/28392295
#SPJ9
Why would anyone pay someone to know what they are watching on tv ?
Answer: TV networks and advertisers are interested in knowing what people are watching on TV so that they can target their ads to the right demographic. By understanding viewing habits and preferences, they can create content and advertisements that are more likely to resonate with the audience. This is where companies that specialize in TV ratings and audience measurement come in. They use various methods to collect data on what people are watching, and they sell this information to TV networks, advertisers, and other interested parties. So, in a way, people are not paid for watching TV, but they are indirectly helping TV networks and advertisers by providing data on their viewing habits.
using your research skills, provide a summary of how performance management has changed over time. in your response, address how our changing demographics has impacted this process.
In early 20th century, performance management focused on measuring employee output using methods such as time and motion studies.
What is an employee?An employee is an individual who works for an organization or company in exchange for payment. The payment can be in the form of a salary, wages, commissions, or bonuses, and the employee may be hired on a full-time, part-time, or contractual basis. Employees can work in various roles and industries, such as sales, administration, production, customer service, or management, depending on their skills, qualifications, and interests. They are expected to perform their duties and responsibilities to the best of their abilities, comply with the company's policies and procedures, and contribute to its success and growth. In return, employees receive compensation, benefits, training, and career development opportunities, as well as a sense of belonging and purpose within the organization.
To learn more about employee, visit:
https://brainly.com/question/27005523
#SPJ1
Most wind turbines are located in rural areas. Why might this matter when choosing a windtech career?
A.
You will have to live away from family.
B.
You’ll have to like your coworkers.
C.
You’ll need to enjoy working at great heights.
D.
You will need to be okay with possible travel.
The correct answer is D. You will need to be okay with possible travel.When considering a career in wind technology, it's important to keep in mind that most wind turbines are located in rural areas.
This means that windtech professionals will likely have to travel to remote locations to work on wind turbines, which may require extended stays away from home.Professionals in this field will need to be comfortable with the possibility of travel and enjoy working in remote locations. They may need to adapt to working in various weather conditions and at great heights, as well as working in teams with diverse backgrounds and skills.It's also important for windtech professionals to have good communication skills, as they will need to work closely with other team members and coordinate with supervisors, clients, and stakeholders.
To learn more about career click the link below:
brainly.com/question/18764121
#SPJ1
11. In the International Arena, an Ethnocentric Manager is one who belives that their native country, culture, language and behavior are superior to all others.
True/False
12. Dr. W. Edwards Deming of the University of Tokyo and founder of the Union of Japanese Scientist and Engineers (JUSE) and Kaoura Ishikawa, American author of OUT OF THE CRISIS, are two of the leading quality advocates of the Operational Approach to Management. True/False
13.Management is defined as
(1) The persuit of Organizational Goals Efficiently and Effectively by
(2) integrating the work of people through
(3) Planning, Organizing, Leading and Controlling the Organization's Resources.
14. In the field of Management, a Functional Manager is responsible for overseeing the activities of just one organizational area, where as a General Manager is responsible for multiple organizational areas, for example several deparments such as Production, Finance, and Human Resources. True/False
15. Competitive Advantage is the ability of an organization to produce goods or services more effectively than competitors do, there by out perform them. This means that an organization must stay ahead in four areas
(1) being responsive to customers,
(2) Innovation,
(3) quality, and
(4) efficiency.
16. Strategic Management is the process that involves Managers from all parts of the Organization in the formulation and implmentation of Strategies and Strategic Goals.
True/False
17.A Closed System is an entity that continually interacts with, and is dependent on its Environment, for survival and Open System is a self-sufficient entity that does not interact with its Environment.
True/False
18.A Multinational Organization is a business firm with operations in several countries and a Multinational Corporation is a nonprofit organization with operations in several countries.
True/False
19.An Entrepreneur is one who creates a new business in the face of risk and uncertainty for the purpose of achieving profit and growth by identifying opportunties and assembling the necessary resources to capitalize on them.
True/False
20. The Deming Prize was instituted in Japan in 1951 in Commemoration of the friendship and contribution of Dr. Edward Deming, who went to Japan to instruct in the application of Statistical Quality Control Methods to industry.
True/False
21.Management theorist Fredrick W. Taylor the Early Scientific Management proponents have been praised for viewing workers as human, not Mindless Machines, who work for pleasure, not just for money.
True/False
22. Ethical Behavior is the Standards by which people distinguish what is morally right and wrong and these standards may vary among countries, among cultures, and Ethics refers to the behavior that is Accepted as "right" as opposed to "wrong" according to prevailing standards.
True/False
The correct answer is True. An ethnocentric manager is one who believes that their native country, culture, language, and behavior are superior to all others.
This attitude often leads to a lack of respect and understanding of other cultures and can hinder effective communication and collaboration with individuals and organizations from different countries. An ethnocentric manager may prefer to hire employees from their own country or culture, and may be hesitant to adopt practices or ideas from other cultures, even if they may be more effective. This management approach is often criticized for being narrow-minded and limiting the potential for growth and success in a global marketplace. In contrast, a more effective approach to international management is a geocentric or global mindset, which values diversity, open communication, and a willingness to adapt to different cultural norms and practices in order to achieve common goals.
To learn more about manager click the link below:
brainly.com/question/17187185
#SPJ1
c. A portfolio consists of three securities P, Q and R with the following parameters: P Q R 25 22 20 24 Expected return (%) Standard deviation (%) Correlation: PQ QR PR 30 26 Correlation - 0.50 +0.40 + 0.60 If the securities are equally weighted, how much is the risk and return of the portfolio of these three securities?
Answer:
To calculate the risk and return of the portfolio, we first need to calculate the portfolio's expected return and standard deviation.
Since the securities are equally weighted, each security has a weight of 1/3 in the portfolio.
Expected return of the portfolio:
Expected return = (weight of P x expected return of P) + (weight of Q x expected return of Q) + (weight of R x expected return of R)
Expected return = (1/3 x 25) + (1/3 x 22) + (1/3 x 20)
Expected return = 22.33%
Standard deviation of the portfolio:
We can use the formula for portfolio standard deviation:
σp = √[w1^2σ1^2 + w2^2σ2^2 + w3^2σ3^2 + 2w1w2ρ12σ1σ2 + 2w1w3ρ13σ1σ3 + 2w2w3ρ23σ2σ3]
where:
w1, w2, w3 are the weights of the three securities in the portfolio (1/3 each in this case)
σ1, σ2, σ3 are the standard deviations of the securities
ρ12, ρ13, ρ23 are the correlations between the securities
Substituting the given values, we get:
σp = √[(1/3)^2(25)^2 + (1/3)^2(22)^2 + (1/3)^2(20)^2 + 2(1/3)(1/3)(0.30)(25)(22) + 2(1/3)(1/3)(0.60)(25)(20) + 2(1/3)(1/3)(0.40)(22)(20)]
σp = 2.78%
Therefore, the risk and return of the portfolio are 22.33% and 2.78%, respectively.
Explanation:
Which of the following represents one of the existing trends for small business start-ups?
OA. Less competition
OB. Ease of obtaining credit
OC. Higher failure rates
OD. Fewer government regulations
OE. Emergence of e-commerce