Select the correct answer.
Which act prohibits banks from treating people differently based on race, origin, martial status, or age?
A. Federal Credit Allocation Act
B. Home Mortgage Disclosure Act
C. Fair Credit Billing Act
D. Equal Credit Opportunity Act​

Answers

Answer 1

Answer:

The Fair Housing Act :)

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Answer 2

Answer:

The correct answer is D

Explanation:

I know because people are treated equally


Related Questions

The manipulation of the money supply to achieve price stability, relatively full employment, and a satisfactory growth rate is known as

Answers

When money supply is manipulated in order to acheive things like price stability, satisfactory growth, and relative full employment, this is monetary policy.

What is monetary policy?

This refers to the process by which the Central bank of a nation tries to control the economy for the benefit of the nation.

It involves manipulating the money supply in the nation which leads to interest rate and spending changes that can bring about price stability and satisfactory growth.

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True or false: Place is what a customer must give up in order to receive the benefits offered by the rest of a firm's marketing mix.

Answers

The statement "Place is what a customer must give up in order to receive the benefits" is: False.

What is Marketing mix?

Marketing mix is a marketing strategy and can be defined as those instrument that a company or an organization make use of so as to acheive their marketing aims and objective.

The statement is False because customers have to give up price so as to make it possible for them receive the benefits offered by the rest of a firm's marketing mix.

Therefore the statement is false.

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To ____ a project, you must finalize all activities and transfer the completed or canceled work to the appropriate people.

Answers

To close a project, you must finalize all activities and transfer the completed or canceled work to the appropriate people.

What is a project?

A project is a given work or task that is done to achieve some stated objective.

In handling a project, there is a need for proper documentation and it can also involve research on the subject matter.

When working on a project it must be close which indicates that all the necessary work has been done.

Therefore, To close a project, you must finalize all activities and transfer the completed or canceled work to the appropriate people.

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How do economists use data? choose two answers. to follow and predict unemployment rates to communicate with customers instantly to ship goods to countries all over the world to explain trends in production and shipping to apply automation to reduce production costs

Answers

Two ways in which economists use data is to:

follow and predict unemployment rates. explain trends in production and shipping.

How do economists use data?

Economists use data that is produced from research to predict trends that will affect economies as a whole.

One trend that they focus on is unemployment as they try to figure out the rate of unemployment overtime. They also predict production and shipping trends on a global level.

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Answer:

to follow and predict unemployment rates

to explain trends in production and shipping

Explanation:

Chris is about to give a speech on social media marketing to a room of professional marketers. How can he enhance his credibility?.

Answers

A way that Chris can enhance his credibility on the speech on social media marketing is to:

Point out the marketing challenges that he and the audience share when doing their jobs.Speak passionately on the subjectTell the audience about his background and experience concerning social media marketing.

What is social media marketing?

This is a branch of marketing that has to do with the use of the social media to create awareness for the services and the products of a business.

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you targeted
Which is true about the privacy policies users must agree to before using a website?
O They prevent users from sharing content on the site with others.
O The majority of people do not read them before agreeing to them.
O The government regulates them to ensure they protect consumer privacy.
O They guarantee they will not sell your personal information to third parties.

Answers

Privacy policies that is true that a user must agree to before using a website is that they guarantee they will not sell your personal information to third parties.

What is private policies?

Privacy Policy are usually a legal agreement between a user and the website, the policies help to explains the kinds of personal information that is available on the website and the one that can be assessed by such individual.

Therefore, Privacy policies that is true that a user must agree to before using a website is that they guarantee they will not sell your personal information to third parties.

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Your manager has been asked to speak to a community group about an upcoming development project that will be demolishing an old mall and building a mixed-use space with apartments, retail, and office space—a topic that has created some controversy in the community. She’s asked for your help in putting together her presentation. Do you think that a live or virtual presentation would be most effective? Why? What types of multimedia elements do you think would be most engaging? Why?

Answers

Answer:

use both the photos to help with the anwer it cut the photo so you have to go back and forth for the anwer

A new innovation is _________when it fulfills a similar market need, but does so by building on an entirely new knowledge base. (Enter one word in the blank.)

Answers

Answer: technology

Explanation:

I just answered it

Select the correct answer.
Jenna is a popular chef in a five-star hotel. She has a secret recipe that is in high demand. Under which specific law will Jenna and her unique recipe be protected against competitor infringement?
A.
trade dress
B.
trademark
C.
trade secret
D.
patent

Answers

Answer:

D. patent

Explanation:

Simple! If she has a patent on it no one can use it.

Discount Department Stores is a national retail chain. The company had one large, central warehouse. At the suggestion of the risk manager, the company decided to build four smaller regional warehouses so that a loss at the central warehouse would not be a catastrophic blow to the company's distribution system. Splitting the inventory between four regional warehouses illustrates which risk management technique

Answers

Answer:

Brainliest pls

Explanation:

loss reduction

One benefit to using the Post Performance area within Hootsuite Analytics is that you can sort published posts by

Answers

Benefit to using the Post Performance area within Hootsuite Analytics is that you can sort published posts by:

ReachCommentsSharesEngagement rate

Post performance area within Hootsuite Analytics

Making use of Post Performance area within Hootsuite Analytics makes it easy for you to view all you post and to effectively manage your post.

Post performance area makes it possible to for you to sort all of your published post by using any of the following:

ReachCommentsSharesEngagement rate

Therefore Benefit to using the Post Performance area is to reach, comment, shares and engagement rate.

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When workers perceive they are being treated fairly on the job, they are most likely to.

Answers

If a workers perceive they are being treated fairly on the job, they are most likely to: support organizational change.

Who is a worker?

A person is classified as a worker if they work for a company or organization  using their skills and knowledge so as to earn wages.

An employee who is treated fairly in a company will tend to ensure that they are productives and as well support the company in achieving their set goals and objectives.

Therefore If a workers perceive they are being treated fairly on the job, they are most likely to: support organizational change.

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Since there are advantages and disadvantages for all types of incentive pay, organizations offset the disadvantages by ______.

Answers

What organization do to offset the disadvantages by increasing the pay or awarding them for a job well done

Incentive pay by organizations

Incentives are bonuses given to employees based on their performance on the job.

Incentives are used to encourage production-line workers to increase their production output,

These incentives are known to  be both advantageous and disadvantageous, what organizations do to offset the disadvantages by increasing the pay or awarding them for a job welldone

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The owners of a(n) are not personally responsible for the debts of the business. (Enter only one word per blank.)

Answers

limited liability company is one whereby owners are not personally responsible for the debts of the business.

What is limited liability company?

A limited liability company serves as a business structure which gives owners protection from personal responsibility for its debts or liabilities.

This type of structure is common in the U.S. and it help the sustainability of the business.

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Is a liability that represents the amount the company owes to others as a result of issuing a promissory note.

Answers

A note payable is a financial document considered a liability that represents that it records that the company that signs it has the obligation to pay on the specific date.

What is a note payable?

It is a document that commits its issuer (the company) to pay a certain amount, within a specific period.

Its characteristic is the exchange action, which refers to the document being returned to the subscriber in exchange for payment.

Therefore, we can conclude that a note payable is a financial document considered a liability that represents that it records that the company that signs it has the obligation to pay on the specific date.

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A country with an absolute advantage can produce a good or service more slowly than another country. more efficiently than another country. less efficiently than another country. in twice the time as another country.

Answers

A country with an absolute advantage can produce a good or service more efficiently than another country and Option B is correct.

What is absolute advantage?

Absolute advantage can be defined as an economic concept that talks about the superiority in production capabilities in comparison to the competitors.

Goods and services are produced more efficiently than others as less time and resources are consumed in order to produce a particular product or service.

A country that has an absolute advantage will not face any problems and competition because they are the leaders in the process of production.

Therefore, A country with an absolute advantage can produce a good or service more efficiently than another country.

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B. More efficiently than another country.

Which advertising option reaches more than 96 percent of all households, both in their homes and outside of homes in places such as bars, fitness centers, or airports

Answers

The advertising option that reaches more than 96 percent of all households including bars, fitness centers, or airports is known as TV

What is Advertising?

This refers to the creation of awareness for a good or service through different mediums so that customers would come to purchase those goods.

Hence, we can see that the TV advertising option is so popular that it gets to about 96% of all households and is also popularly used in bars, fitness centers, etc.

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In path–goal theory, which leadership style is best for managing employees who are new to dealing with ambiguous, unstructured tasks?.

Answers

Answer:

Directive Leadership

Explanation:

Directive Leadership style is a leadership style where all the power is with the leader and is highly centralized and undivided.

A ________________ is the amount that one division charges when it sells goods or services to another division within the same company.

Answers

Answer:

A transfer price.

A transfer price is the amount that one division charges when it sells goods or services to another division within the same company.

Securitization helps lenders to: A.Make more loans to lesser-qualified customers B.Increase the menu of products available to their customers C.Provide funds to the highest bidder on the secondary market

Answers

Securitization helps lenders to make more loans to lesser-qualified customers.

What is secruitization?

Securitization is when a line of credit is backed up by an asset owned by the borrower. Example of a secured loan is a mortgage loan. The loan is secured by the house of the borrower.

If the borrower defaults on the loan, the asset used to securitze the debt can be taken over by the lender.

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Alicia is interested in purchasing a set of ear buds to use with her laptop and smartphone. She visits best buy and notices that the prices vary from $10 to several hundred dollars. Alicia prefers wireless ear buds and compares the skullcandy model that costs $90 to a similar pair from beats by dre that cost $119. She decides to purchase the beats brand because she believes it’s a higher quality set. In this case, alicia has been influenced by the _______ effect of price.

Answers

She decides to purchase the beats brand because she believes it’s a higher quality set. In this case, alicia has been influenced by the Informative effect of price.

Information effect of price.

Consumers tend to use the information about the price of a product to ascertain its Quality. The is basically because the perception of quality  is usually indicated by price.

Here, Alicia buying the beats brand even thogh it costs higher than the skullcandy model  shows that she is using the information effect of price making her to perceive the beats brand as having higher quality.

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24. Griffin Dewatering purchases a wellpoint pump connected to a skid-mounted diesel engine for $14,000. Its market value for salvage purposes decrease by 30 percent each year. When installed on a construction job, a wellpoint system operates virtually 24/7, and operating and maintenance costs will be $3,500 the first year, increasing by $600 each year thereafter. What is the optimum replacement interval if MARR

Answers

If Griffin Dewatering's MARR is 15%, the optimum replacement interval is 2.5 years.

How is the optimum replacement interval determined?

The optimum replacement interval can be determined by calculating the equivalent annual cost and using the computed value to divide the asset's price.

The equivalent annual cost (EAC) can be computed using an online finance calculator as follows.

The selection of project alternatives is based on their ability to achieve the expected return or the MARR.

Data and Calculations:

Market value of engine = $14,000

Salvage value depreciation rate = 30%

Operating and maintenance costs for the first year = $3,500

Increase in operating and maintenance costs after the first year = $600

Equivalent Annual Cost = EAC = (AP * DR)/(1-(1+DR)-n)

= $5,683.62

from an online financial calculator.

Asset Price  = ($)14000

Required Return Rate (%) = 15

Number of Periods (Lifespan in years) = 3.3 years (100%/30%)

Optimum replacement interval = 2.5 years ($14,000/$5,683.62)

Thus, the optimum replacement interval, which minimizes the total costs of owning and operating the asset, is 2.5 years.

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Mother nature produces dirt, tlaloc turns the dirt into brick, and bob creates brick houses. The economy is characterized by the table. Note all figures are measured in dollars. What is the value added for mother nature?.

Answers

The value added for Mother Nature given the information in the table is $2,850.

What is the value added?

Value added is the increase in the value of an asset in the production process. It is when in the process of production, the intermediate goods are increased in value.

Value added = value of sales - cost of intermediate goods.

2850 - 0 = $2850

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The Federal Reserve Bank attempted to deal with the sluggish aggregate demand that followed the housing market crash and subsequent financial crisis through:

Answers

The federal reserve bank deals with the sluggish demand that followed subsequent financial crisis through expansionary monetary policy.

What Reserve bank?

Reserve bank contains the amount of money that an economy or country should not go beyond.

This money cannot be given out as loan or release to circulation and it helps to manages the supply of money in a given states.

Therefore, The Federal Reserve Bank attempted to deal with the sluggish aggregate demand that followed the housing market crash and subsequent financial crisis through Expansionary monetary policy.

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Suppose there were several large outstanding checks on the year-end bank reconciliation that did not clear the bank by the cutoff date. Discuss the possible cause(s) of this, and discuss the nature of the potential misstatement(s) that could result.

Answers

Insufficient funds and irregular signatures are reasons why a cheque may not be cleared in time.

What is a Cheque?

This can be defined as a written, dated, and signed instrument which directs a bank to pay a specific sum of money to the bearer.

Insufficient funds and irregular signatures may delay the clearing of cheque which is a result of human error and could lead to returning it.

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References are typically included on a résumé. please select the best answer from the choices provided t f

Answers

Answer:

This is false.

Explanation:

You only have so much room on a resume, and refrences can be a waste of space. Typically, refrences are given upon request.

Hope this helped.

The money supply is: multiple choice question. a vertical line at $100 billion. a horizontal line at $100 billion. a downsloping line that starts at $100 billion. an upsloping line that starts at $100 billion.

Answers

Based on the full data is not given, answer is subject to scrutiny. The money supply is vertical line at $100 billion.

What is money supply?

The money supply is known to be the full amount of money such as cash, coins, and balances that can be seen or found in bank accounts that is usually in circulation.

Note that money supply is commonly seen as a composition of safe assets that individuals and businesses can employ to issue payments or use as a form of short-term investments.

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Which of the following would be added to the balance per books on a bank reconciliation?
A. NSF check
B. Deposits in transit
C. Outstanding checks
D. Notes collected by the bank

Answers

Deposits in transit would be added to the balance per book on a bank reconciliation.

What is Bank reconciliation?

Bank reconciliation is the process by which cash balances available in an individual or organization accounting records are matched together the corresponding information of bank statement. The main objective of this statement is distinguish the differences between the book changes and the accounting records as appropriate.

Therefore, Deposits in transit would be added to the balance per book on a bank reconciliation.

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One natural consequence of mastering your job can be increased _______. a. excitement b. boredom c. interest d. fear

Answers

One natural consequence of mastering the job of any individual can be increased boredom. Option b is correct.

What is boredom?

Boredom is characterized by a sense of emptiness as well as frustration with that emptiness.

When a person is bored, he/she is more likely to have a short attention span and be uninterested in what's going on around the person.

Boredom of a lengthy vehicle drive, the state of being tired and restless due to a lack of interest

A person have may have feelings of apathy, nervousness, weariness or jitteriness, and the natural consequence of mastering the job can be increased boredom.

Therefore, option b is correct.

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Answer:

B: Boredom

Explanation:

One natural consequence of mastering your job can be increased _______.

a. Excitement

b. Boredom

c. Interest

d. Fear

A company has budgeted overhead of $10,000 and standard overhead applied of $10,400. The volume variance is:

Answers

Based on the budgeted overhead and the standard overhead, the volume variance would be $400 Favorable.

What is the volume variance?

The volume variance can be found as:

= Standard overhead applied - Budgeted overhead

Solving gives:

= 10,400 - 10,000

= $400

As this figure is positive, this is a favorable variance.

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Other Questions
x intercept of y=x^2+5x-24 Unit: Personal Financial ManagementThis activity will help you meet these educational goals:Content KnowledgeYou will learn how to prepare a budget for different phases of life based on your financial goals. InquiryYou will conduct online research, in which you will collect information and communicate your results in written form. 21st Century SkillsYou will use critical thinking and problem-solving skills and communicate effectively. IntroductionIn this unit activity, you will go through the process of developing your financial goals. Based on this, you will develop budgets for different phases of life. __________________________________________________________________________Directions and AnalysisTask 1: Budget and Net Worth Keep track of your income and expenses for one month. List all your assets and liabilities (debts owed) in a spreadsheet. Based on these documents, develop a monthly budget and a net worth statement. Task 2: Financial GoalsDetermine and list your financial goals. Task 3: Budget for 25- to 30-year-old Business ProfessionalsTalk to your mentor, family members, or relatives between the ages of 25-30 and who are employed to see what their budgets look like. Develop a sample budget for someone aged 25 to 30 years old. Task 4: Budget for 55- to 65-year-old Business ProfessionalsTalk to mentors, family members, or relatives between the ages of 55-65 and who are nearing retirement. Develop a sample budget for someone aged 55-65, considering the adjusted income and expenses in this life phase. Type your response here: Lol help pls . Given the following acceleration function of an object moving along a line, find the position function with the given initial velocity and positiona(t) = -40, (O) = 18, S(O) = 0 On april 21, the altitude of polaris, as viewed from a location in new york state, was measured as 41.3. what will the altitude of polaris be when viewed one month later, on may 21, from the same location? Find the distance between the points (8,9) and (-3, 3). What similarities do scales share with rulers? A concluding sentence in a paragraphA.introduces the limited topic and controlling idea of a new paragraph.C.comes when the writer has nothing more to say about the topic.D.can be the topic sentence as well. Do not end a paragraph with a detail but with a sentence that sums up what the paragraph says. Look for a choice that does this. Omar measured a summer camp and made a scale drawing. In real life, the sand volleyball court is 9 meters wide. It is 12 centimeters wide in the drawing. What scale did Omar use for the drawing? Which equation of a line is perpendicular to y=-1/3x+4?a. y= -1/3x +4b. y= 3x+2c. y= -1/3x-4d y= 1/3x+4 "Don't play in the street"A. my mother told me don't play in the streetB. my mother told me not to play in the street A runner covers the last straight stretch of a race in 4 s. During that time, he speeds up from 5 m/s to 9 m/s. What is the runners acceleration in this part of the race? Help..please i dont understand this assignment Correct the sentence.The dog do not like the park Germany, ottoman empire, austria hungary, bulgaria were all part of which alliance?. 19. Which reaction will form a salt and water?Aa precipitation reactionBa displacement reactionCan acid-base neutralizationDan ionic dissociation reaction Just need answer x= I need help with this problem 37L of carbon dioxide decomposes. what mass of carbon results?PLEASE HELP The student council held a dance to raise money. The expression below represents the amount of profit the council made based on n, the number of students who bought tickets to the dance. 3n - 150What is the amount of profit the student council made if 60 students bought tickets to the dance?Question 8 options:$30$60$180$210