Explanation:
what's the question I'm waiting to hear it
What is the principle portion of the 200th payment of a fully amortizing $250,000, 30-yeqr fixed loan with an interest rate of 4.825 percent?
What is the total monthly interest and principle payments through month 100?
The exact amortisation plan would determine the principal component of the 200th payment of a fully amortising $250,000, 30-year fixed loan with an interest rate of 4.825 percent.
What does a 5-year term with a 25-year amortisation mean?A loan can have a five-year term, but the payments might follow a 25-year amortisation schedule. This has the advantage of lowering the monthly payment for the borrower to reduce cash expenditure, but it also results in a "balloon payment" at the end of the period.
How is the principle payment on an amortised loan determined each period?Take the total loan amount and multiply it by the interest rate starting in month one loan. Then, divide the result by 12 to obtain the monthly interest for a loan with monthly installments. The amount that is applied to the principal is determined by deducting the interest from the total monthly payment.
To know more about loan visit:-
https://brainly.com/question/31292605
#SPJ9
What is investing? ?
Answer:
Investing in stocks means buying shares of ownership in a public company.
It's considered admirable for a corporation to include members of a number of stakeholder groups onto its board of directors. Many firms have members who are employees, union leaders, customers, and other stakeholder groups. Is this ALWAYS a good idea? What are the advantages and disadvantages of doing this?
Answer:
Including members of various stakeholder groups on a corporation's board of directors is often considered admirable, as it can lead to a more diverse range of perspectives and interests being represented. However, while there are certainly advantages to doing this, it is not always a good idea, as there are also potential disadvantages to consider.
One advantage of including members of stakeholder groups on a corporation's board of directors is that it can help to ensure that the interests of various stakeholders are being taken into account. For example, having an employee representative on the board can help to ensure that the needs and concerns of workers are being considered when important decisions are being made. Similarly, having a customer representative can help to ensure that the company is making decisions that are in the best interest of its customers. This can lead to better decision-making overall, as the board is more likely to take a holistic view of the business and consider the impact of its decisions on various stakeholders.
However, there are also potential disadvantages to including members of stakeholder groups on a corporation's board of directors. One potential disadvantage is that these individuals may have competing interests that make it difficult for them to effectively represent the interests of the corporation as a whole. For example, an employee representative may prioritize the needs of workers over the needs of the company, which could lead to decisions that are not in the best interest of the business. Similarly, a customer representative may prioritize the needs of customers over the needs of shareholders, which could lead to decisions that negatively impact the company's bottom line.
Another potential disadvantage is that including members of stakeholder groups on the board can lead to conflicts of interest. For example, a union leader who sits on the board may be conflicted when it comes to making decisions about employee wages and benefits. They may feel pressure to advocate for their union members, even if it is not in the best interest of the company as a whole. This can lead to tension between board members and may make it more difficult to reach consensus on important decisions.
In conclusion, while including members of stakeholder groups on a corporation's board of directors can have advantages in terms of ensuring that the interests of various stakeholders are being taken into account, it is not always a good idea. There are potential disadvantages to consider, including competing interests and conflicts of interest. Ultimately, the decision to include members of stakeholder groups on the board should be made on a case-by-case basis, with careful consideration given to the potential benefits and drawbacks of doing so.
The following information relates to the Sunshine Co-operative for the year ended August 31, 2019:
Prepaid Insurance $800
Statutory Reserve Funds $11,000
Interest Receivable22,700
Furniture and Fittings (Less Accumulated 210,000 Depreciation) $ 210,000 Members' dues receivables $ 170,000 Share Capital $300,000
Cash at Bank $224,500
The following were also determined; a. Net Income for the current year amounted to $110,000 and Undistributed
Net Income from last year was $15,000.
b. 20% of Net Income is to be transferred to the Statutory Reserve and 2 1/2% to a Special Reserve.
c. Dividends declared and paid to members amounted to $36,000
An honorarium of $1,500 is owing to the Chairman of the Management Committee. You are required to:
(a) Prepare the Appropriation Account for the year ended August 31, 2019.
(b) Prepare the statement of financial position as at August 31, 2019.
Answer:
.
Explanation:
.
President Trump back story
Donald John Trump was born on June 14, 1946, in Queens, New York City. He is an American businessman, television personality, author, and politician who served as the 45th President of the United States from 2017 to 2021. Throughout his life and career, Trump has been known for his larger-than-life personality and his penchant for controversy.
Trump attended Fordham University for two years before transferring to the Wharton School of the University of Pennsylvania, where he earned a degree in economics. He took over his family's real estate business and quickly established himself as a shrewd businessman, expanding the company into a global empire with properties and investments around the world. Trump's business ventures have included everything from luxury hotels and golf courses to beauty pageants and reality television shows.
Trump became a prominent figure in American media in the late 1970s and 1980s as the owner and developer of many high-profile properties in New York City. His name became synonymous with success and wealth, and he became a fixture in the tabloids and gossip columns. In 2004, Trump began hosting and producing the reality television show, "The Apprentice," which became a cultural phenomenon and ran for 11 seasons over the course of 11 years.
In June 2015, Trump announced his candidacy for president of the United States, becoming the first major-party presidential candidate without prior political or military experience since Dwight D. Eisenhower. He campaigned on a platform of "Make America Great Again," promising to put America first and to restore the country's standing in the world. His campaign was marked by controversy, including inflammatory remarks about immigrants and minorities, but he ultimately won the election in November 2016.
After a controversial campaign and election, Trump was sworn in as president on January 20, 2017. Throughout his presidency, he faced numerous controversies and challenges, including a contentious relationship with the media and frequent clashes with members of Congress and other politicians. He was impeached twice by the House of Representatives, first in December 2019 and again in January 2021, becoming the only president in U.S. history to be impeached twice. His presidency ended on January 20, 2021, when Joe Biden was inaugurated as the 46th President of the United States.
The nation of Toyland has seen the total value of the goods and services it produces increase rapidly over the past year. What is the most likely result of this change? a. A rise in Tryland’s GDP b. A rise in Tryland’s CPI c. A rise in Tryland’s unemployment rate d. A decline in the number of workers who are structurally unemployed
Answer:
BIG monkie
Explanation:
monkie
Consider the following statements about the functions of the federal reserve and select all that are true (select all that apply)
A. control and regulate the American financial industry ,B. credit cash to banks in emergency ,D. deal with the country's money supply and E . lend money to businesses that want to raise money.
What is a bank of the Federal Reserve?The United States of America's central bank or central banking system was established in 1913 to implement a Federal reserve act in response to previous financial panics that occurred prior to 1913.
Maintaining the United States' banking system is one of the Federal Reserve bank's primary responsibilities.
The selected options in the responses fall under the purview of the question and are a component of the Federal Reserve bank's operations. It manages the country's currency supply, lends money to businesses or the US government as project capital, regulates the banking systems of America, and lends money to banks in trouble to help them meet their obligations on time.
To learn more about Federal reserve visit :
https://brainly.com/question/14417722
#SPJ1
Complete Question:
What are the responsibilities of the Federal Reserve? Check all that apply.
A. regulate and supervise the American banking industry
B. loan money to banks in a crisis
C. provide banking and loan services to individual Americans
D. manage the nation’s currency supply
E. loan money to corporations that want to raise capital .
Prepare journal entries to record the following merchandising transactions of Lowe's, which uses the perpetual inventory system and
the gross method.
August 1 Purchased merchandise from Aron Company for $8,000 under credit terms of 1/10, n/30, FOB destination, invoice dated
August 1.
August 5 Sold merchandise to Baird Corporation for $5,600 under credit terms of 2/10, n/60, FOB destination, invoice dated August
5. The merchandise had cost $4,000.
August 8 Purchased merchandise from Waters Corporation for $7,000 under credit terms of 1/10, n/45, FOB shipping point, invoice
dated August 8.
August 9 Paid $190 cash for shipping charges related to the August 5 sale to Baird Corporation.
August 10 Baird returned merchandise from the August 5 sale that had cost Lowe's $500 and was sold for $1,000. The merchandise was
restored to inventory.
August 12 After negotiations with Waters Corporation concerning problems with the purchases on August 8, Lowe's received a price
reduction from Waters of $700 off the $7,000 of goods purchased. Lowe's debited accounts payable for $700.
August 14
At Aron's request, Lowe's paid $160 cash for freight charges on the August 1 purchase, reducing the amount owed (accounts
payable) to Aron.
August 15 Received balance due from Baird Corporation for the August 5 sale less the return on August 10.
August 18 Paid the amount due Waters Corporation for the August 8 purchase less the price allowance from August 12.
August 19
Sold merchandise to Tux Company for $4,800 under credit terms of n/10, FOB shipping point, invoice dated August 19. The
merchandise had cost $2,400.
August 22
Tux requested a price reduction on the August 19 sale because the merchandise did not meet specifications. Lowe's gave a
price reduction (allowance) of $800 to Tux and credited Tux's accounts receivable for that amount.
August 29 Received Tux's cash payment for the amount due from the August 19 sale less the price allowance from August 22.
August 30 Paid Aron Company the amount due from the August 1 purchase.
Based on the given merchandising transactions, a journal entry has been prepared below:
Journal EntriesNo Date General Journal Debit Credit
1 Aug 01 Merchandise inventory $6,000
Accounts payable-Aron $6,000
2 Aug 05 Accounts receivable-Baird $4,200
Sales $4,200
3 Aug 05 Cost of goods sold $3,000
Merchandise inventory $3,000
4 Aug 08 Merchandise inventory $5,000
Accounts payable-Waters $5,000
5 Aug 09 Delivery expense $200
Cash $200
6 Aug 10 Sales return and allowances $1,000
Accounts receivable-Baird $1,000
7 Aug 10 Merchandise inventory $500
Cost of goods sold $500
8 Aug 12 Accounts payable-Waters $500
Merchandise inventory $500
9 Aug 14 Accounts payable-Aron $190
Cash $190
10 Aug 15 Cash ($3,200 - $3,136) $3,136
Sales discounts ($3,200 x 2%) $64
Accounts receivable-Baird ($4,200 - $1,000) $3,200
11 Aug 18 Accounts payable-Waters ($5,000 - $500) $4,500
Merchandise inventory ($4,500 x 1%) $45
Cash ($4,500 - $4,455) $4,455
12 Aug 19 Accounts receivable-Tux $3,600
Sales $3,600
13 Aug 19 Cost of goods sold $1,800
Merchandise inventory $1,800
14 Aug 22 Sales return and allowances $600
Accounts receivable-Tux $600
15 Aug 29 Cash ($3,600 - $600) $3,000
Accounts receivable-Tux $3,000
16 Aug 30 Accounts payable-Aron ($6,000 - $190) $5,810
Cash $5,810
Read more about journal entries here:
https://brainly.com/question/14279491
#SPJ1
Valley Company's adjusted account balances from its general ledger on August 31, its fiscal year-end, follows. It
categorizes the following accounts as selling expenses: sales salaries expense, rent expense-selling space, store
supplies expense, and advertising expense. It categorizes the remaining expenses as general and administrative.
Adjusted Account Balances
Merchandise inventory (ending)
Other (non-inventory) assets
Total liabilities
K. Valley, Capital
K. Valley, withdrawals
Sales
Sales discounts
Sales returns and allowances
Cost of goods sold
Sales salaries expense
Rent expense-Selling space
Store supplies expense
Advertising expense
office salaries expense
Rent expense-Office space
office supplies expense
Totals
Debit
$ 40,000
160,000
Invoice cost of merchandise purchases
Purchases discounts received
Purchases returns and allowances
Costs of transportation-in
8,000
4,186
18,058
105,665
37,483
12,859
3,283
23,256
34,200
3,283
1,094
$ 451,367
Credit
$ 46,200
131,567
273,600
$ 451,367
Beginning merchandise inventory was $32,280. Supplementary records of merchandising activities for the year
ended August 31 reveal the following itemized costs.
$ 117,600
2,470
5,645
3,900
Required:
1. Compute the company's net sales for the year.
2. Compute the company's total cost of merchandise purchased for the year.
4
3. Prepare a multiple-step income statement that includes separate categories for net sales, cost of goods sold, selling expenses,
and general and administrative expenses.
4. Prepare a single-step income statement that includes these expense categories: cost of goods sold, selling expenses, and
general and administrative expenses.
The cοmpany's net sales fοr the year = $79,126
The cοmpany's tοtal cοst οf merchandise purchased fοr the year = $178,865 , Net Operating Lοss $(143,997)
What is Net Operating Lοss?When a cοmpany's οperating expenses exceed its οperating revenues during a specific tax periοd, it incurs a net οperating lοss (NOL). At the end οf the day, it is a negative measure οf available pay that an οrganizatiοn might cοntinue tο future fiscal years tο cοunterbalance its available pay in thοse years.
Fοr instance, in the event that an οrganizatiοn causes wοrking cοsts οf $1 milliοn in a fiscal year, yet its wοrking incοmes are just $500,000, then, at that pοint, it has a NOL οf $500,000. Up tο a certain limit, which varies depending οn the tax laws in the natiοn in which the business is based, this NOL can be used tο reduce taxable incοme in subsequent years.
To know more about Net Operating Loss, visit:
brainly.com/question/30142433
#SPJ1
can i consider u as a market for yellow paper even if you are not willing to spend your 1 peso at this moment becuase you still have a yellow paper to use.if yoir answer is yes or no justify your answer
The willingness and capacity to buy yellow paper determine whether a person can be regarded as a market for it.
Under what condition one might not need yellow paper?One might not need yellow paper if they do not have a use for it. For example, if someone primarily works on a computer and does not need to take physical notes or make physical copies of documents, they may not have a need for yellow paper. Similarly, if someone works in an industry or job that does not require the use of paper documents, they may not need yellow paper.
Additionally, if someone is actively trying to reduce their environmental impact or carbon footprint, they may choose to minimize their use of paper products, including yellow paper. Ultimately, the need for yellow paper or any other product will depend on individual circumstances and preferences.
Learn more about market :
brainly.com/question/13414268
#SPJ9
85) Which force within the business environment likely produces impacts on the broadest or most systemic level?
A) economic
B) technological
C) competitive
D) global
The force within the business environment that likely produces impacts on the broadest level is A) economic.
What is the economic force ?The economic force within the business environment is likely to produce impacts on the broadest or most systemic level. This is because economic factors such as inflation, interest rates, and economic growth can affect all businesses operating within a given economy, regardless of their size or industry.
Economic factors can also have a ripple effect on other forces within the business environment, such as technological advancements, competition, and global market trends. A
Find out more on economic force at https://brainly.com/question/17334046
#SPJ1
Which of the following would make a presentation slide more effective for a formal presentation?
The option that would make a presentation slide more effective for a formal presentation is C. Proofread carefully for errors that damage credibility
How to make a presentation slide more effective ?It is important to ensure that any presentation slides used in a formal setting are free of errors and mistakes that can undermine the credibility of the presenter. This includes checking for spelling and grammatical errors, as well as ensuring that all information presented is accurate and up-to-date.
A slide that contains errors or inaccuracies can detract from the overall impact and effectiveness of the presentation, and may lead to a loss of credibility with the audience.
Find out more on presentations at https://brainly.com/question/29547846
#SPJ1
Options for this question are:
Use a brightly colored background to highlight the graphic Limit side content to key ideas presented in as few words as possible (or better yet, visually). Proofread carefully for errors that damage credibilityM
QUESTION 1
What is the essence of Six Sigma? *
A: To reduce deviation from a norm
OB: To reduce waste
OC: To improve the speed with which projects are done
The essence of Six Sigma is to reduce deviation from a norm by minimizing variability in processes and outputs. Six Sigma is a data-driven methodology that focuses on improving quality and reducing defects in products or services.
What does it aims to achieve ?It aims to achieve this by identifying and eliminating the root causes of problems, as well as reducing waste and streamlining processes. The Six Sigma methodology consists of a set of tools and techniques that are used to analyze data and identify areas for improvement. It involves defining a problem, measuring the current process performance, analyzing the data to determine the root causes of any issues, improving the process by addressing those causes, and finally, controlling the process to ensure the improvements are sustained over time.
While reducing waste and improving project speed may be important goals within Six Sigma, they are not the essence of the methodology. The primary focus of Six Sigma is to achieve consistent and predictable results by reducing variability and improving quality, which can result in increased customer satisfaction, reduced costs, and improved efficiency.
To know more about essence of Six Sigma , visit :
https://brainly.com/question/30592021
#SPJ1
The directs behavior toward instant gratification and away from contemplating consequences.
O projective personality tests
O psychoanalysis
O ego
O reciprocal determinism
O traits
O pleasure principle
O self-efficacy
superego
O ego defense mechanisms
O id
Answer:
Explanation:
The pleasure principle refers to the tendency of the id, the primitive part of the psyche, to seek immediate gratification of its basic needs and desires, regardless of the potential consequences. Therefore, the correct answer is "pleasure principle."
The other terms listed in the options are:
Projective personality tests: These are a type of psychological test that assesses an individual's personality traits and behaviors by analyzing their responses to ambiguous stimuli.
Psychoanalysis: This is a therapeutic approach that focuses on exploring an individual's unconscious thoughts and emotions to gain insight into their mental health and behavior.
Ego: This is the part of the psyche that mediates between the id's impulses and the demands of reality.
Reciprocal determinism: This is a concept in social psychology that describes the interaction between an individual's behavior, their personal factors, and their environment.
Traits: These are enduring characteristics that describe an individual's behavior and personality.
Self-efficacy: This refers to an individual's belief in their ability to succeed in a particular task or situation.
Superego: This is the part of the psyche that represents the internalized moral standards and values of society.
Ego defense mechanisms: These are unconscious psychological processes that individuals use to cope with anxiety and protect their ego from emotional distress.
recommending additional items that complements a customers purchase
Recommending additional items that complement a customer's purchase is known as upselling. It is a sales technique used to increase the value of a sale by offering related or upgraded products that the customer may be interested in.
What is Upselling?
Upselling is a common sales tactic used by retailers and businesses to increase their revenue and improve customer satisfaction. By suggesting additional items that complement a customer's purchase, businesses can provide a better overall experience for the customer and potentially increase their future loyalty to the brand.
However, it is important to ensure that the additional items are genuinely beneficial to the customer and not simply an attempt to increase profits. When done correctly, upselling can be a win-win situation for both the business and the customer.
To know more about Upselling related question visit:
https://brainly.com/question/28869850
#SPJ9
complete question:
How can you effectively recommend additional items to complement a customer's purchase?
is when producers advertise to wholesalers and retailers about their
products.
O A. Institutional advertising
O B. Comparison advertising
O C. Trade advertising
OD. Pull advertising
Answer:
THE ANSWER IS A
Explanation:
Some people describe a cover as being the exact same thing as an elevator conversation explain what is meant by an elevator conversation and how it is the same as cover letter
Answer: The elevator conversation is something that grabs attention. This is similar to the cover letter.
Explanation:
Assignment specifies that cover letter needs to be prepared in such a way that it has be to captivate the hirer. Hence the contents used in the cover letter must be attractive and should fascinate the employer.
The similar task is performed by elevator conversation where the speaker here grabs the attention of the listener. It involves introducing of oneself and connecting with someone. Elevator pitch is the term used henceforth to raise the elevator in the conversation.
The other similarities in between the cover letter and elevator conversation is the degree of formality, where the speaker or the writer be polite, kind, reliable and must sand out reputation.
To learn more about similarities about cover letter and elevation conversation, follow the link below.
https://brainly.in/question/42342407
https://brainly.in/question/25268451
If you are to invest into the stock market right now, what are your major considerations?
Answer:
Market conditions
Company performance
Diversification
Time horizon
Investment goals
Explanation:
Market conditions: The overall market conditions can affect your investment decisions. You may want to evaluate the current economic climate, interest rates, inflation, and other factors that may impact the stock market.
Company performance: You may want to research and analyze the performance of individual companies you are interested in investing in, such as their financial statements, revenue growth, earnings, management team, and market position.
Diversification: Investing in a variety of stocks across different industries and sectors can help spread your risk and minimize the impact of any losses from individual stocks.
Time horizon: Consider your investment time horizon, which is the amount of time you plan to hold your stocks before selling them. Short-term investments are generally riskier than long-term investments, which may provide higher returns over time.
Investment goals: Your investment goals and risk tolerance should also be considered when making investment decisions. Determine if you are investing for capital appreciation, regular income, or a combination of both.
It is important to note that investing in the stock market involves risks, and you should carefully consider your own financial situation and consult with a financial advisor before making any investment decisions.
Grand Travel just paid an annual dividend of $2.3 a share and is expected to increase that amount by 5 percent per year. If you are planning to buy 1,000 shares of this stock next year, how much should you expect to pay per share if the market rate of return for this type of security is 10 percent at the time of your purchase?
The price I would expect to purchase 1000 shares next year will be $48,300.
What price will I be willing to pay for the shares?The price of the share can be determined using the Gordon constant growth dividend model. According to this model, the price of a share is a function of the dividend, growth rate and the discount rate.
Price of the share = [dividend just paid x (1 + growth rate] / (discount rate - growth rate)[2.3 x (1 + 0.05)] / (0.1 - 0.05) 2.415 / 0.05 = $48.30 Price of 1000 shares = $48,30 x 1000 = $48,300
To learn more about how to determine the value of a share, please check: https://brainly.com/question/30527446
#SPJ1
Should government play an active role in business
enterprises? Discuss with examples
The role of government in business is to provide a framework of laws and regulations that ensure fair and ethical practices, protect consumers and workers, and promote economic growth. The government also provides support for businesses through tax incentives, loans, grants, and other forms of assistance. Additionally, the government can influence the economy through fiscal and monetary policy.
In my view, the role of government is to protect private property in all of its manifestations. Businessmen must be free to pursue their happiness (by drilling oil wells and constructing pipelines, for example). Government must furnish law courts where property disputes can be adjudicated and rights defended. Government has no business regulating or restricting business activity, or promoting economic growth through enacting protective tariff laws and subsidizing private firms in the name of promoting the “general welfare.”
The only way govrenment can promote the general welfare is by providing for the defense of the country and protecting everyone’s natural, individual rights.
Assume that TDW Corporation (calendar year-end) has 2022 taxable income of $662,000 for purposes of computing the §179 expense. The company acquired the following assets during 2022: (Use MACRS Table 1, Table 2, Table 3, Table 4 and Table 5.) Asset Placed in Service Basis Machinery September 12 $ 2,271,500 Computer equipment February 10 264,950 Furniture April 2 882,550 Total $ 3,419,000 a. What is the maximum amount of §179 expense TDW may deduct for 2022?
The total cost of the assets purchased in 2022 is $3,419,000; the reduction in the 179 expense limit is $2,369,000; and the highest 179 expense that TDW may write off in 2022 is $680,000.
What is a carryover of a disallowed deduction under Section 179?The amount of section 179 property, if any, that you chose to expense in prior years but was not permitted as a deduction due to the business income limitation constitutes the carryover of disallowed deduction from 2021. Enter the amount from line 13 of your 2021 Form 4562 if you filed one.
Determine the total cost of the assets acquired during 2022:
$2,271,500 (Machinery) + $264,950 (Computer equipment) + $882,550 (Furniture) = $3,419,000
Check if the total cost of the assets acquired during 2022 exceeds the §179 expense limit of $1,050,000 for 2022.
$3,419,000 > $1,050,000
Since the total cost of the assets exceeds the §179 expense limit, we need to calculate the §179 expense limit reduction.
Calculate the §179 expense limit reduction:
$3,419,000 - $1,050,000 = $2,369,000
$2,369,000 ÷ $1,000 = 2,369 (rounded to the nearest whole number)
$1,050,000 - ($2,369 x $1,000) = $681,000
To know more about expense visit:-
https://brainly.com/question/29842871
#SPJ1